406 Ridley Ave, Lagrange, GA 30240 Property Records

Troup County property record for 406 Ridley Ave, Lagrange, GA 30240

Property Summary

Property Type	Office Building
Details	2 ba · 1,729 sqft · built 1930
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Oct 2020)
Tax Bill	$2,166 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0614A-001-005`

Property Details

APN / Parcel Number

Primary APN	`0614A-001-005`
Alternative APN	`648`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,729 sqft Total Area
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	138 ft deep x 138 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Account Number	648
Old Parcel Number	0614A001 005
Street Address	406 RIDLEY AVE
City	LAGRANGE
State	GA
Zip	30240-2232
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	16- CR-MX
Legal Description	406 RIDLEY AVE/LOTS 4 & 5 / PB-5 PG-136
Legal Subdivision	MORGAN-DUNSON-CLEVELAND
Legal Lot Number	4,5
Jurisdiction	TROUP GA
Township / Civil Division	LAGRANGE
Census Block Group	1
Census Block	1001
Census Tract	960401

Owner

Source: Troup County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	133 MAIN ST, LAGRANGE, GA 30240-3217
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Warranty Deed, Transfer · Commercial Mortgage CENTERSTATE BANK
Oct 14, 2020	Grant Deed, Transfer · Conventional Mortgage CENTERSTATE BK NA
Dec 5, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	0002058269
Deed Book / Page	2058 / 269
Last Transfer Date	Oct 14, 2020
Transfer Doc	0020580269
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROUP GA
Recording Date	Oct 9, 2020
Property Address	406 RIDLEY AVE, LAGRANGE, GA 30240-2232
Document Number	0000002003
Book / Page	2058 / 269
Instrument Date	Oct 9, 2020
Instrument	2020-002003
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 COMMERCE AVE STE B, B, LAGRANGE, GA 30241-2309

Mortgage

Document Number	, 0000000271
Date	Oct 14, 2020
Book Page	0000002058/0000000271

Lender

Name	CENTERSTATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2030

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TROUP GA
Recording Date	Oct 14, 2020
Property Address	406 RIDLEY AVE, LAGRANGE, GA 30240-2232
Document Number	0020580269
Book / Page	002058 / 000269
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	406 RIDLEY AVE LAGRANGE GA 302402232, LAGRANGE, GA 30240-2232

Mortgage

Document Number	20580271
Date	Oct 14, 2020
Book Page	002058/000271

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	LAGRANGE, GA 30241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 13, 2030

Interest

Rate Type	Adjustable Rate

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TROUP GA
Recording Date	Dec 5, 2019
Property Address	406 RIDLEY AVE, LAGRANGE, GA 30240-2232
Document Number	0020060702
Book / Page	002006 / 000702
Instrument Date	Dec 3, 2019
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Troup County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Troup County
Municipality	LaGrange City
Unified School District	Troup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,166.00 (-1.28%)	$79,440 (+2,382.5%) Land $31,680 Building $47,760	$198,600 (+2,382.5%) Land $79,200 Building $119,400
2023	$2,194.00	$3,200 Building $3,200	$8,000 Building $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGRANGE serves 41,852 people · EPA ID GA2850001
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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