406 Ridgetop Bnd, Cedar Park, TX 78613 Property Records

Williamson County property record for 406 Ridgetop Bnd, Cedar Park, TX 78613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,699 sqft · built 2008
Lot Size	0.213 acres (9,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$556,500 (Nov 2019)
Tax Bill	$14,057 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-16-5082-000J-0004`

Property Details

APN / Parcel Number

Primary APN	`R-16-5082-000J-0004`
Alternative APNs	`R479314` `281269`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,699 sqft Living Area
1st Floor Area	2,070 sqft
2nd Floor Area	1,629 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Material	Other
Lot Area	9,270 sqft (0.213 acres)
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R165082000J0004
Street Address	406 RIDGETOP BND
City	CEDAR PARK
State	TX
Zip	78613-7479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S9160 - RANCH AT BRUSHY CREEK SEC 2B (AMD), BLOCK J, LOT 4
Legal Subdivision	RANCH AT BRUSHY CREEK SEC 2B (AMD)
Legal Block	J
Legal Lot Number	4
Jurisdiction	WILLIAMSON TX
Township / Civil Division	CEDAR PARK-LIBERTY HILL
Census Block Group	2
Census Block	2011
Census Tract	20345

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 RIDGETOP BND, CEDAR PARK, TX 78613-7479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AAXY LLC
Nov 25, 2019	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 23, 2017	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE/AUSTIN LLC
Jun 23, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	2019113285
Prior Transfer Date	Nov 21, 2019
Prior Transfer Doc	0000113285
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	406 RIDGETOP BND, CEDAR PARK, TX 78613-7479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146449
Date	Nov 20, 2020
Instrument	2020146449

Lender

Name	AAXY LLC
Type	Mortgage Company
Address	AUSTIN, TX 78729

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Nov 25, 2019
Property Address	406 RIDGETOP BND, CEDAR PARK, TX 78613-7479
Document Number	0000113285
Map Reference	CAB CC SL 34-37
Instrument Date	Nov 21, 2019
Instrument	2019113285
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 RIDGETOP BND, CEDAR PARK, TX 78613-7479

Mortgage

Document Number	0000113286
Date	Nov 25, 2019
Instrument	2019113286

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Jun 23, 2017
Property Address	406 RIDGETOP BND, CEDAR PARK, TX 78613-7479
Document Number	0000057450
Instrument Date	Jun 20, 2017
Instrument	57450
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	STEWART TITLE, STEWART TITLE/AUSTIN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1980 POST OAK BLVD HOUSTON TX 770563899, HOUSTON, TX 77056-3899
Investor	Possibly a Property Investor

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Jun 23, 2017
Property Address	406 RIDGETOP BND, CEDAR PARK, TX 78613-7479
Document Number	0000057451
Instrument Date	Jun 20, 2017
Instrument	57451
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	STEWART TITLE, STEWART TITLE/AUSTIN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	43803 27TH ST W LANCASTER CA 935365851, LANCASTER, CA 93536-5851

Mortgage

Document Number	57452
Date	Jun 23, 2017
Instrument	57452

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cedar Park City
County	Williamson County
Unified School District	Round Rock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,057.00 (+20.07%) Homeowner's exemption	$868,182 (+9.08%) Land $180,000 Building $688,182	$868,182 (+9.08%) Land $180,000 Building $688,182
2023	$11,707.00 (-3.32%) Homeowner's exemption	$795,924 Land $180,000 Building $615,924	$795,924 Land $180,000 Building $615,924
2022	$12,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CEDAR PARK serves 86,939 people · EPA ID TX2460009
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: VTX Communications, Western Broadband.

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