406 Rich Loop, Sparta, TN 38583 Property Records

White County property record for 406 Rich Loop, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,952 sqft · built 1980
Lot Size	0.551 acres (24,000 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Dec 1999)
Tax Bill	$860 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093052B C 02900`

Property Details

APN / Parcel Number

Primary APN	`093052B C 02900`
Alternative APN	`052B C 02900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	24,000 sqft (0.551 acres)
Lot Dimensions	240 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	624 sqft
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	406 RICH LOOP
City	SPARTA
State	TN
Zip	38583-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: THOUSAND OAKS S/D; LOT: 88
Legal Subdivision	THOUSAND OAKS S/D
Legal Lot Number	88
Jurisdiction	WHITE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3035
Census Tract	935000

Owner

Source: White County assessment roll, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 RICH LOOP, SPARTA, TN 38583-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 1999 · Amount on Record
Deed Sale	Dec 23, 1999 · Amount on Record
Prior Sale	Oct 31, 1997
Deed Book / Page	68 / 838
Transfer Doc	00RB360423
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	406 RICH LOOP, SPARTA, TN 38583-3110
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB491/58
Date	Sep 22, 2021
Book Page	RB491/58
Instrument	21004449

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	406 RICH LOOP, SPARTA, TN 38583-3110
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB477/158
Date	Mar 22, 2021
Book Page	RB477/158
Instrument	21001325

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$860.00 (+6.7%)	$61,025 (+55.28%) Land $10,000 Building $51,025	$244,100 (+55.28%) Land $40,000 Building $204,100
2023		$39,300 Land $8,750 Building $30,550
2021	$806.00
2020			$157,200 Land $35,000 Building $122,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 75% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BON DE CROFT UTILITY DISTRICT serves 4,577 people · EPA ID TN0000653
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Coop. Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rich Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures