406 Rhonda Dr, Troy, MO 63379 Property Records

Lincoln County property record for 406 Rhonda Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2008
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$153,200 (Sep 2015)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-90-30-000-000-016.031`

Property Details

APN / Parcel Number

Primary APN	`14-90-30-000-000-016.031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	406 RHONDA DR
City	TROY
State	MO
Zip	63379-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 CARRINGTON EAST SUBD
Legal Range	01E
Legal Township	49N
Legal Section	30
Legal Subdivision	CARRINGTON EAST
Legal Lot Number	21
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2013
Census Tract	810306

Owner

406 Rhonda Dr is owned and occupied by an individual who bought it in September 2015.

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	406 RHONDA DR, TROY, MO 63379-1947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2015 · Amount on File
Deed Sale	Sep 22, 2015 · Amount on File
Prior Sale	Nov 9, 2007
Deed Document Number	20157698
Deed Book / Page	2392 / 86
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	406 RHONDA DR, TROY, MO 63379-1947
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 RHONDA DR, TROY, MO 63379-1947

Mortgage

Document Number	002514/999
Date	Oct 20, 2025
Book Page	2514/999
Instrument	2025008553

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	406 RHONDA DR, TROY, MO 63379-1947
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 RHONDA DR, TROY, MO 63379-1947

Mortgage

Document Number	2464/719
Date	May 26, 2021
Book Page	2464/719
Instrument	2021007256

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	406 RHONDA DR, TROY, MO 63379-1947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2449/246
Date	Jul 8, 2020
Book Page	2449/246
Instrument	2020007286

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	406 RHONDA DR, TROY, MO 63379-1947
Transaction Type	Mortgage
Record Updated	Sep 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2436/0058
Date	Jul 17, 2019
Book Page	2436/0058
Instrument	2019005924

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 406 Rhonda Dr was $2,379.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,866 (-) Land $4,606 Building $33,260
2025	$2,379.00	$37,866 Land $4,606 Building $33,260	$199,290 Land $24,240 Building $175,050
2023	$2,190.00 (+4.83%)	$34,434 Land $3,863 Building $30,571	$181,230 Land $20,330 Building $160,900
2022	$2,089.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Rhonda Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Rhonda Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Systec Wireless Communications, T-Mobile.

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