406 Red Cedar St, Enid, OK 73701 Property Records

Garfield County property record for 406 Red Cedar St, Enid, OK 73701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,320 sqft · built 2015
Lot Size	0.326 acres (14,193 sqft)
Owner	2 Individual Names on File
Last Sale	$26,000 (Apr 2026)
Tax Bill	$2,760 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24919`

Property Details

APN / Parcel Number

Primary APN	`24919`
Alternative APN	`6080-00-016-001-0-027-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	2,320 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	14,193 sqft (0.326 acres)
Garage Type	Mixed
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Patio Area	600 sqft
Shed	1 Shed
Shed Area	280 sqft
Greenhouse	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24919
Street Address	406 RED CEDAR ST
City	ENID
State	OK
Zip	73701-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-5 BLOCK 16 SD-B47 BRECKENRIDGE SE/4 28-23-5
Legal Range	05W
Legal Township	23N
Legal Section	28
Legal Subdivision	BRECKENRIDGE
Legal Block	16
Legal Lot Number	1-5
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	1
Census Block	1016
Census Tract	1500

Owner

406 Red Cedar St is owned and occupied by two individuals who bought it in April 2026.

Source: Garfield County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3609 BLAND DR, ENID, OK 73703-2911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer GUARANTY ABSTRACT COMPANY, GUARANTEE ABSTRACT COMPANY
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL CONCEPTS MORTGAGE
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CONCEPTS MORTGAGE
Sep 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE BANK OF KREMLIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Apr 1, 2026 · Amount on File
Deed Document Number	20262613
Deed Book / Page	2751 / 247
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Apr 1, 2026
Property Address	406 RED CEDAR ST, ENID, OK 73701-5205
Document Number	0000002613
Book / Page	2751 / 247
Instrument Date	Mar 31, 2026
Instrument	20262613
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	GUARANTY ABSTRACT COMPANY, GUARANTEE ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Tax	$3,939.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3609 BLAND DR, ENID, OK 73703-2911

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Apr 1, 2026
Property Address	406 RED CEDAR ST, ENID, OK 73701-5205
Document Number	0000002611
Book / Page	2751 / 224
Instrument Date	Mar 31, 2026
Instrument	20262611
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,570.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3609 BLAND DR, ENID, OK 73703-2911

Mortgage

Document Number	0000002612,
Date	Apr 1, 2026
Instrument	20262612

Lender

Name	FINANCIAL CONCEPTS MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Recording Date	Apr 29, 2026
Property Address	406 RED CEDAR ST, ENID, OK 73701-5205
Document Number	0000003593
Book / Page	2755 / 832
Instrument Date	Mar 31, 2026
Instrument	20263593
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2949 S BRYANT AVE, EDMOND, OK 73013-6167

Mortgage

Document Number	0000003593,
Date	Apr 29, 2026
Book Page	2755/832
Instrument	20263593

Lender

Name	FINANCIAL CONCEPTS MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	406 RED CEDAR ST, ENID, OK 73701-5205
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02451/0330
Date	Sep 24, 2019
Book Page	2451/0330

Lender

Name	THE BANK OF KREMLIN
Type	Bank
Address	ENID, OK 73703

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 406 Red Cedar St was $2,760 with a homeowner's exemption.

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Breckenridge Town
Unified School District	Garber Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,229 (+3%) Land $596 Building $28,633	$233,833 (-17.99%) Land $4,770 Building $229,063
2025	$2,760.00 Homeowner's exemption	$28,378 Land $579 Building $27,799	$285,111 Land $4,631 Building $280,480
2023	$2,658.00 Homeowner's exemption	$26,749 Land $562 Building $26,187	$226,800 Land $4,790 Building $222,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Red Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Red Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRECKINRIDGE PWA serves 239 people · EPA ID OK2002420
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	241 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Chisholm Broadband Fixed Wireless	100 / 40

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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