406 Ranchero Pl, Belton, MO 64012 Property Records

Cass County property record for 406 Ranchero Pl, Belton, MO 64012

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,186 sqft · built 1960
Lot Size0.214 acres (9,322 sqft)
OwnerIndividual Name on Record
Last Sale$193,249 (Jul 2022)
Tax Bill$3,136 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
Jul 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-01-11-200-003-004.000

Property Details

APN / Parcel Number

Primary APN05-01-11-200-003-004.000
Alternative APN
  • 1401848

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,186 sqft Living Area
Gross Area1,815 sqft
1st Floor Area1,186 sqft
Basement Area593 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleA-Frame
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,322 sqft (0.214 acres)
Lot Dimensions126 ft deep x 74 ft wide
Garage TypeCarport
Garage Area286 sqft
CarportCarport
Carport Area286 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number1401848
Street Address406 RANCHERO PL
CityBELTON
StateMO
Zip64012-3216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCIMARRON TRAILS LOT 4 BLK 11
Legal SubdivisionCIMARRON TRAILS
Legal Block11
Legal Lot Number4
JurisdictionCASS MO
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1011
Census Tract60100

Owner

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address406 RANCHERO PL, BELTON, MO 64012-3216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSOURI HOUSING DEVELOPMENT COMMISSION
Jul 7, 2022Warranty Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Sep 24, 2019Warranty Deed, Transfer · VA Mortgage
R-G FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2022 · Amount on Record
Deed SaleJul 7, 2022 · Amount on Record
Prior SaleSep 24, 2019 · Amount on Record
Deed Document Number2022719318
Deed Book / Page4872 / 2
Prior Transfer DateMar 16, 2005
Prior Transfer Doc002604/188
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MO
Property Address406 RANCHERO PL, BELTON, MO 64012-3216
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004872/16
DateJul 8, 2022
Book Page4872/16
Instrument719332
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
TypeGovernment Agency
AddressKANSAS CITY, MO 64105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MO
Recording DateJul 7, 2022
Property Address406 RANCHERO PL, BELTON, MO 64012-3216
Document Number00004872/2
Book / Page4872 / 2
Map ReferenceMB 9 PG 15
Instrument DateJul 6, 2022
Instrument719318
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 RANCHERO PL, BELTON, MO 64012-3216

Mortgage

Document Number0000048723
DateJul 7, 2022
Instrument4872/3
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MO
Recording DateSep 24, 2019
Property Address406 RANCHERO PL, BELTON, MO 64012-3216
Document Number004407/133
Book / Page4407 / 133
Map ReferenceMB 9 PG 15
Instrument DateSep 17, 2019
Instrument652153
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanySECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 RANCHERO PL, BELTON, MO 64012-3216

Mortgage

Document Number0000652263
DateSep 24, 2019
Instrument652263
Lender
NameR-G FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCass County
MunicipalityBelton City
Unified School DistrictBelton 124 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,136.00 (+157.47%)$16,510 (+11.71%) Land $1,820 Building $14,690$86,860 (+11.67%) Land $9,570 Building $77,290
2024$1,218.00 (+0.25%)
2023$1,215.00 (+4,76%)$14,780 (+8.92%) Land $1,650 Building $13,130$77,780 (+8.91%) Land $8,700 Building $69,080
2022$25.00$13,570 Land $1,650 Building $11,920
2021$71,420 Land $8,700 Building $62,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELTON PWS
serves 23,598 people · EPA ID MO1010061
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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