406 Ralph St, Richmond, MO 64085 Property Records

Ray County property record for 406 Ralph St, Richmond, MO 64085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,624 sqft · built 1900
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$577 (2025)
Flood Zone	Zone X (minimal risk)
APN	`10-09-30-04-004-015.000`

Property Details

APN / Parcel Number

Primary APN	`10-09-30-04-004-015.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Attic	Attic
Attic Area	392 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	193 ft deep x 76.7 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	406 RALPH ST
City	RICHMOND
State	MO
Zip	64085-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A OF LOT 22 BEG. AT A PT. 200' N OF INT. OF N/R/W BLACK DIAMOND & W/R/W OF RALPH TH:N 76' W 193.8' S 76.7' TH:E 193.8' TO P.O
Legal Range	27
Legal Township	52
Legal Section	30
Legal Subdivision	RICHMOND SUBD
Legal Lot Number	22
Jurisdiction	RAY MO
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1018
Census Tract	80201

Owner

Source: Ray County records · APN 10-09-30-04-004-015.000

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 S HIGHWAY C, RAYVILLE, MO 64084-8295
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Ray County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Ray County
Municipality	Richmond City
Unified School District	Richmond R-XVI School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$577.00 (+5.68%)	$8,100 (+5.61%) Land $1,730 Building $6,370	$42,580 (+5.5%) Land $9,080 Building $33,500
2024	$546.00 (+9.86%)	$7,670 (+9.42%) Land $1,730 Building $5,940
2023			$40,360 (+9.35%) Land $9,080 Building $31,280
2022	$497.00	$7,010 Land $1,570 Building $5,440
2021			$36,910 Land $8,260 Building $28,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
United Electric Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 341 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RICHMOND PWS serves 5,797 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.