Kendall County property record for 406 Raintree Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,942 sqft · built 2000 |
| Lot Size | 0.239 acres (10,426 sqft) |
| Owner | Company Name on File |
| Last Sale | $272,000 (Jun 2019) |
| Tax Bill | $8,890 (2024) |
| Deeds & Mortgages | Nov 2022 Transfer Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-204-008 |
| Primary APN | 03-11-204-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,942 sqft Living Area |
| Gross Area | 3,348 sqft |
| 1st Floor Area | 1,942 sqft |
| Basement Area | 992 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 10,426 sqft (0.239 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 406 RAINTREE DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-7939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 OGDEN FALLS UNIT 2 PHASE 1 VILLAGE OF OSWEGO. |
| Legal Subdivision | OGDEN FALLS UNIT 2 PHASE 1 |
| Legal Lot Number | 30 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 890105 |
406 Raintree Dr is owned by a company that acquired it in November 2022.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 406 RAINTREE DR, OSWEGO, IL 60543-7939 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Mar 2, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 5, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2019 · Amount on File |
| Deed Sale | Jun 7, 2019 · Amount on File |
| Prior Sale | Jun 22, 2000 · Amount on File |
| Deed Document Number | 20197276 |
| Last Transfer Date | Nov 2, 2022 |
| Transfer Doc | 0000018215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Nov 14, 2022 |
| Property Address | 406 RAINTREE DR, OSWEGO, IL 60543-7939 |
| Document Number | 0000018215 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 202200018215 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 406 RAINTREE DR, OSWEGO, IL 60543-7939 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Mar 2, 2021 |
| Property Address | 406 RAINTREE DR, OSWEGO, IL 60543-7939 |
| Document Number | 0000005422 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 202100005422 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 RAINTREE DR, OSWEGO, IL 60543-7939 |
| Document Number | 0000005423 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 202100005423 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 175 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 5, 2017 |
| Property Address | 406 RAINTREE DR, OSWEGO, IL 60543-7939 |
| Document Number | 0000010344 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 10344 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 406 RAINTREE DR CHICAGO IL 60643, CHICAGO, IL 60643 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $130,452 Land $31,468 Building $98,984 | $391,356 Land $94,404 Building $296,952 | |
| 2024 | $8,890.00 | ||
| 2022 | $98,068 Land $23,656 Building $74,412 | $294,204 Land $70,968 Building $223,236 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Raintree Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 Raintree Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
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