406 Prospect Ave, Riverside, CA 92507 Property Records

Riverside County property record for 406 Prospect Ave, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 1912
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$61,000 (Jul 1998)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`247-124-012`

Property Details

APN / Parcel Number

Primary APN	`247-124-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	616 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Architectural Style	Bungalow
Exterior Material	Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	247124012
Street Address	406 PROSPECT AVE
City	RIVERSIDE
State	CA
Zip	92507-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.22 ACRES M/L IN LOTS 1 & 2 BLK 19 MB 007/033 SB EAST RIVERSIDE
Legal Subdivision	EAST RIVERSIDE
Legal Block	19
Legal Lot Number	1,2 2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3033
Census Tract	42300

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	406 PROSPECT AVE, RIVERSIDE, CA 92507-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1998 · Amount on Record
Deed Sale	Jul 15, 1998 · Amount on Record
Prior Sale	Nov 30, 2005
Deed Document Number	0000291974
Deed Book / Page	247
Last Transfer Date	Jan 6, 2021
Transfer Doc	0000005062
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	406 PROSPECT AVE, RIVERSIDE, CA 92507-1419
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PROSPECT AVE, RIVERSIDE, CA 92507-1419

Mortgage

Document Number	0000483825
Date	Aug 12, 2021
Instrument	2021-0483825

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 6, 2021
Property Address	406 PROSPECT AVE, RIVERSIDE, CA 92507-1419
Document Number	0000005062
Map Reference	MB 7 PG 33
Instrument Date	Oct 23, 2020
Instrument	2021-0005062
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 PROSPECT AVE, RIVERSIDE, CA 92507-1419

Mortgage

Document Number	0000005063
Date	Jan 6, 2021
Instrument	2021-0005063

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,819.00 (+25.02%) Homeowner's exemption	$95,439 (+4.04%) Land $54,855 Building $40,584
2023	$1,455.00 (+36.11%) Homeowner's exemption	$91,735 Land $52,726 Building $39,009
2022	$1,069.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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