406 Pine St, Saint Libory, NE 68872 Property Records

Howard County property record for 406 Pine St, Saint Libory, NE 68872

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,106 sqft · built 1913
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jan 2020)
Tax Bill	$768 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3013-21-0-00000-000-0190`

Property Details

APN / Parcel Number

Primary APN	`3013-21-0-00000-000-0190`
Alternative APN	`470874585`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,106 sqft
Basement Area	630 sqft

Exterior

Year Built	Built 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	406 PINE ST
City	SAINT LIBORY
State	NE
Zip	68872
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICULTURAL
Legal Description	(SL TWP) PART TAX LOT 3 & A TRACT IN NW1/4 SE1/4 21-13-9 (1 ACRE)
Legal Lot Number	3
Jurisdiction	HOWARD NE
Township / Civil Division	ST. LIBORY
Census Block Group	2
Census Block	2029
Census Tract	970500

Owner

406 Pine St, a rural home, is owned by an individual who bought it in January 2020.

Source: Howard County records, as of March 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	332 SAINT PAUL RD, SAINT LIBORY, NE 68872-2845
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage EQUITYABLE BANK
Jan 15, 2020	Warranty Deed, Transfer · Conventional Mortgage EQUITYABLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Prior Sale	Sep 29, 2008 · Amount on File
Deed Document Number	2020-00065
Deed Book / Page	20 / 271
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	406 PINE ST, SAINT LIBORY, NE 68872
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000018/706
Date	Feb 15, 2018
Book Page	18/706
Instrument	2018-00193

Lender

Name	EQUITYABLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD NE
Recording Date	Jan 15, 2020
Property Address	406 PINE ST, SAINT LIBORY, NE 68872
Document Number	000020/271
Book / Page	20 / 271
Map Reference	BK 29 PG 414
Instrument Date	Nov 29, 2019
Instrument	2020-00065
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000020/273
Date	Jan 15, 2020
Book Page	20/273
Instrument	2020-00066

Lender

Name	EQUITYABLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 406 Pine St was $768.

Source: Howard County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Howard County
Unified School District	Northwest Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$768.00	$159,453 Land $35,000 Building $124,453	$159,453 Land $35,000 Building $124,453
2023	$1,084.00	$129,678 Land $25,000 Building $104,678	$129,678 Land $25,000 Building $104,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

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