St. Louis County property record for 406 Pine Bend Dr, Wildwood, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 7,159 sqft · built 1997 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $558,556 (May 1998) |
| Tax Bill | $13,118 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19W-34-0045 |
| Primary APN | 19W-34-0045 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 7,159 sqft Living Area |
| Gross Area | 7,897 sqft |
| 1st Floor Area | 1,296 sqft |
| Attic | Attic |
| Attic Area | 780 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 158 ft deep x 111 ft wide |
| Garage Type | Attached |
| Garage Area | 738 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 36 sqft |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 123 sqft |
| Deck Area | 70 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 406 PINE BEND DR |
|---|---|
| City | WILDWOOD |
| State | MO |
| Zip | 63005-4933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 107R1 |
| Legal Description | PINE CREEK LOT 61 |
| Legal Subdivision | PINE CREEK |
| Legal Lot Number | 61 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 221627 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 PINE BEND DR, WILDWOOD, MO 63005-4933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 19, 2018 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 1998 · Amount on Record |
| Deed Sale | May 5, 1998 · Amount on Record |
| Prior Sale | Dec 9, 1997 · Amount on Record |
| Deed Document Number | 1998718 |
| Deed Book / Page | 1582 |
| Last Transfer Date | Nov 13, 1998 |
| Transfer Doc | 0000000546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 406 PINE BEND DR, WILDWOOD, MO 63005-4933 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 406 PINE BEND DR, WILDWOOD, MO 63005-4933 |
| Document Number | 0246563750 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 24656/3750 |
| Instrument | 2021021800494 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Monthly |
| Index | 1-Month LIBOR |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 406 PINE BEND DR, WILDWOOD, MO 63005-4933 |
| Document Number | 0229742268 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 PINE BEND DR WILDWOOD MO 630054933, WILDWOOD, MO 63005-4933 |
| Document Number | 0229742268 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 022974/002268 |
| Instrument | 607 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Wildwood City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,090 (-) Land $39,600 Building $149,490 | $995,200 (-) Land $208,400 Building $786,800 | |
| 2025 | $13,118.00 (+8.79%) | $189,090 (+11.28%) Land $39,600 Building $149,490 | $995,200 (+11.28%) Land $208,400 Building $786,800 |
| 2024 | $12,058.00 (+2.67%) | ||
| 2023 | $11,744.00 | $169,920 Land $19,800 Building $150,120 | $894,300 Land $104,200 Building $790,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1981–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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