406 Phillips Hill Rd, Coventry, RI 02816 Property Records

Coventry Town property record for 406 Phillips Hill Rd, Coventry, RI 02816

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,642 sqft · built 1975
Lot Size2.65 acres (115,434 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Feb 2003)
Tax Bill$7,693 (2025)
Deeds & MortgagesSep 2020 Refinance
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-1003-75

Property Details

APN / Parcel Number

Primary APN19-1003-75
Alternative APNs
  • COVE M:318 L:196
  • 11699

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,642 sqft Living Area
Gross Area5,958 sqft
1st Floor Area1,356 sqft
AtticAttic
Attic Area268 sqft
Basement Area1,356 sqft
Unfinished Basement1,356 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area115,434 sqft (2.65 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number19-1003-75
Street Address406 PHILLIPS HILL RD
CityCOVENTRY
StateRI
Zip02816-4838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A
Legal Lot Number196
JurisdictionCOVENTRY RI
Township / Civil DivisionCOVENTRY
Census Block Group1
Census Block1020
Census Tract20702

Owner

Source: Coventry Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 PHILLIPS HILL RD, COVENTRY, RI 02816-4838
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
OCEAN STATE CREDIT UNION
Aug 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES CU
Aug 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2003 · Amount on Record
Deed SaleFeb 19, 2003 · Amount on Record
Deed Book / Page1306 / 251
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address406 PHILLIPS HILL RD, COVENTRY, RI 02816-4838
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2177-882
DateSep 28, 2020
Book Page2177/882
Instrument6361
Lender
NameOCEAN STATE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2040

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address406 PHILLIPS HILL RD, COVENTRY, RI 02816-4838
Document Number2079-233
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address406 PHILLIPS HILL RD COVENTRY RI 028164838, COVENTRY, RI 02816-4838

Mortgage

Document Number2079-233
DateAug 15, 2017
Book Page002079/000233
Instrument4816
Lender
NamePEOPLES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2047
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address406 PHILLIPS HILL RD, COVENTRY, RI 02816-4838
Document Number2079-245
Transaction TypeMortgage
Record UpdatedSep 5, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address406 PHILLIPS HILL RD COVENTRY RI 028164838, COVENTRY, RI 02816-4838

Mortgage

Document Number2079-245
DateAug 15, 2017
Book Page002079/000245
Instrument4817
Lender
NamePEOPLES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2047

Tax Assessment & Valuation

Source: Coventry Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCoventry Town
Unified School DistrictCoventry School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,693.00 (+3.28%)$478,100 (-1.61%) Land $178,800 Building $299,300
2024$730,265
2023$7,449.00$485,900 Land $178,800 Building $307,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims25 (1978–2023)
Claims Outside the SFHA7 of 25
Most Recent ClaimMar 2023 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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