406 Park Ct, Kearney, MO 64060 Property Records

Clay County property record for 406 Park Ct, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1992
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-820-00-02-030.00`

Property Details

APN / Parcel Number

Primary APN	`07-820-00-02-030.00`
Alternative APNs	`0782000020300001` `7820000203000` `308187`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	1,378 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	167 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Deck Area	255 sqft
Patio Area	144 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	406 PARK CT
City	KEARNEY
State	MO
Zip	64060-8933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGENCY PARK 2ND PLAT LT 30 BLK 2
Legal Range	31W
Legal Township	53N
Legal Section	34
Legal Subdivision	REGENCY PARK 2ND
Legal Block	2
Legal Lot Number	30
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	2
Census Block	2013
Census Tract	21812

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	406 PARK CT, KEARNEY, MO 64060-8933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit BANK MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026
Deed Sale	Jan 16, 2026
Prior Sale	Aug 27, 2012
Deed Document Number	20261429
Deed Book / Page	10091 / 22
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	406 PARK CT, KEARNEY, MO 64060-8933
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PARK CT, KEARNEY, MO 64060-8933

Mortgage

Document Number	0000033060
Date	Dec 22, 2025
Book Page	10075/5
Instrument	2025033060

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 4, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jan 16, 2026
Property Address	406 PARK CT, KEARNEY, MO 64060-8933
Document Number	0000001429
Book / Page	10091 / 22
Instrument Date	Jan 14, 2026
Instrument	2026001429
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PARK CT, KEARNEY, MO 64060-8933

Mortgage

Document Number	0000002034
Date	Jan 16, 2026
Instrument	2026002034

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	406 PARK CT, KEARNEY, MO 64060-8933
Document Number	0000020400
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 PARK CT KEARNEY MO 640608933, KEARNEY, MO 64060-8933

Mortgage

Document Number	0000020400
Date	Jul 25, 2019
Book Page	008460/000181
Instrument	20400

Lender

Name	BANK MIDWEST
Type	Bank
Address	KANSAS CITY, MO 64105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,041.00 (+8.22%)	$46,490 (+12.98%)	$244,684 (+12.98%)
2023	$2,810.00 (+19.22%)	$41,150	$216,578
2019	$2,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Intercept Fiber, Verizon, Wisper ISP.

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