St. Louis County property record for 406 Palermo Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1968 |
| Lot Size | 0.178 acres (7,749 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,424 (Jul 2026) |
| Tax Bill | $3,100 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24R-52-0194 |
| Primary APN | 24R-52-0194 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 1,350 sqft |
| 1st Floor Area | 1,064 sqft |
| Game Room | Game Room |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 7,749 sqft (0.178 acres) |
| Lot Dimensions | 62 ft deep x 62 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Deck Area | 478 sqft |
| Patio Area | 513 sqft |
| Poultry House | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 406 PALERMO DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SORRENTO PLAT 2 LOT 28 |
| Legal Subdivision | SORRENTO PLAT 2 |
| Legal Lot Number | 28 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 217931 |
Source: St. Louis County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 PALERMO DR, BALLWIN, MO 63021-6421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Nov 7, 2018 | Warranty Deed, Transfer F&B ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Nov 7, 2018 · Amount on Record |
| Deed Document Number | 2026197 |
| Prior Transfer Date | Oct 12, 1998 |
| Prior Transfer Doc | 0000001431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 31, 2026 |
| Property Address | 406 PALERMO DR, BALLWIN, MO 63021-6421 |
| Document Number | 0000000197 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 2026197 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 PALERMO DR, BALLWIN, MO 63021-6421 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000198, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026731198 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 7, 2018 |
| Property Address | 406 PALERMO DR, BALLWIN, MO 63021-6421 |
| Document Number | 0232722544 |
| Book / Page | 023272 / 002544 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 556 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | US TITLE-MEHLVILLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 PALERMO DR BALLWIN MO 630216421, BALLWIN, MO 63021-6421 |
| Document Number | 232722547 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 023272/002547 |
| Instrument | 557 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 6, 2048 |
Source: St. Louis County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,100.00 (+7.79%) | $50,380 (+14.14%) Land $25,000 Building $25,380 | $265,200 (+14.16%) Land $131,600 Building $133,600 |
| 2024 | $2,876.00 (-0.93%) | ||
| 2023 | $2,903.00 (+8.65%) | $44,140 (+17.39%) Land $18,770 Building $25,370 | $232,300 (+17.38%) Land $98,800 Building $133,500 |
| 2022 | $2,672.00 | $37,600 Land $18,770 Building $18,830 | |
| 2021 | $197,900 Land $98,800 Building $99,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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