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406 Pala Way, Spring Hill, FL 34608 Property Records

Hernando County property record for 406 Pala Way, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,768 sqft · built 2004
Lot Size0.267 acres (11,634 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Jul 2004)
Tax Bill$2,105 (2025)
Deeds & MortgagesMar 2020 Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APNR31-223-18-3501-0000-7280

Property Details

APN / Parcel Number

Primary APNR31-223-18-3501-0000-7280
Alternative APNs
  • 01320154
  • 1320154

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area2,337 sqft
1st Floor Area1,768 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,634 sqft (0.267 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area253 sqft
PorchOpen Porch
Porch Area1,025 sqft
Deck Area100 sqft
Patio Area603 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01320154
Street Address406 PALA WAY
CitySPRING HILL
StateFL
Zip34608-9403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOLFERS CLUB EST UNIT 11 LOT 728
Legal Range18E
Legal Township23S
Legal Section31
Legal SubdivisionGOLFERS CLUB EST UNIT 11
Legal Lot Number728
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2011
Census Tract40901

Owner

Source: Hernando County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address406 PALA WAY, SPRING HILL, FL 34608-9403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
PUBLIX EMPLOYEES FCU
Aug 9, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2004 · Amount on Record
Deed SaleJul 27, 2004 · Amount on Record
Prior SaleFeb 26, 2004 · Amount on Record
Deed Document Number200453479
Deed Book / Page1873 / 703
Last Transfer DateJul 1, 2017
Transfer Doc0034960676
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address406 PALA WAY, SPRING HILL, FL 34608-9403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038191195
DateMar 17, 2020
Book Page3819/1195
Instrument2020017572
Lender
NamePUBLIX EMPLOYEES FCU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateAug 9, 2017
Property Address406 PALA WAY, SPRING HILL, FL 34608-9403
Document Number0034960676
Book / Page003496 / 000676
Instrument DateJul 20, 2017
Instrument45609
Transaction TypeTransfer
Record UpdatedSep 22, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 PALA WAY SPRING HILL FL 346089403, SPRING HILL, FL 34608-9403

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,105.00 (+56.51%) Homeowner's exemption$135,819 (+5.99%)$295,217 (-0.16%) Land $38,392 Building $256,825
2023$128,147 (+3%) Land $128,147
2022$1,345.00 Homeowner's exemption$124,415$295,701 Land $38,392 Building $257,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon, WOW Internet, Cable & Phone.

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