406 Pagoda Loop, Delaware, OH 43015 Property Records

Delaware County property record for 406 Pagoda Loop, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,708 sqft · built 2020
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on File
Last Sale	$521,900 (Oct 2025)
Tax Bill	$7,779 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-330-48-002-000`

Property Details

APN / Parcel Number

Primary APN	`519-330-48-002-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
Gross Area	4,592 sqft
1st Floor Area	1,224 sqft
Upper Floors Area	1,484 sqft
Basement Area	1,224 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	8,146 sqft (0.187 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	406 PAGODA LOOP
City	DELAWARE
State	OH
Zip	43015-3769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12563 WILLOWBROOK SEC 2 PH 1 AND PH 2A
Legal Subdivision	WILLOWBROOK SEC 2 PH 1 AND PH 2A
Legal Lot Number	12563
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1008
Census Tract	10520

Owner

406 Pagoda Loop is owned by an individual who bought it in October 2025.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4140 E STATE ST, HERMITAGE, PA 16148-3401
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 30, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Apr 17, 2020	Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Jul 30, 2020 · Amount on File
Deed Document Number	202524888
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	406 PAGODA LOOP, DELAWARE, OH 43015-3769
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049175
Date	Nov 5, 2021
Book Page	1918/41
Instrument	202100049175

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 20, 2025
Property Address	406 PAGODA LOOP, DELAWARE, OH 43015-3769
Document Number	0000024888
Map Reference	CAB 4 SL 61ABCD
Instrument Date	Oct 10, 2025
Instrument	202500024888
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	STEWART TITLE, STEWART TITLE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 E STATE ST, HERMITAGE, PA 16148-3401

Mortgage

Document Number	0000024889
Date	Oct 20, 2025
Instrument	202500024889

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

July 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 30, 2020
Property Address	406 PAGODA LOOP, DELAWARE, OH 43015-3769
Document Number	0000027830
Book / Page	1752 / 86
Map Reference	CAB 4 SL 61
Instrument Date	Jul 15, 2020
Instrument	202000027830
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	555 SOUTHPOINTE BLVD STE 300, 300, CANONSBURG, PA 15317-8592

Mortgage

Document Number	0000027831
Date	Jul 30, 2020
Instrument	202000027831

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 17, 2020
Property Address	406 PAGODA LOOP, DELAWARE, OH 43015-3769
Document Number	0000012242
Book / Page	001717 / 000585
Instrument Date	Apr 6, 2020
Instrument	12242
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8351 N HIGH ST COLUMBUS OH 432351440, COLUMBUS, OH 43235-1440
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 406 Pagoda Loop was $7,779, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,779.00 (+5.36%)	$156,380 (-) Land $19,600 Building $136,780	$446,800 Land $56,000 Building $390,800
2024	$7,383.00 (-0.18%) Homeowner's exemption	$156,380 (-) Land $19,600 Building $136,780
2023	$7,396.00 Homeowner's exemption	$156,380 Land $19,600 Building $136,780	$446,800 Land $56,000 Building $390,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Pagoda Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Pagoda Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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