406 Padgett Rd, Maple Hill, NC 28454 Property Records

Onslow County property record for 406 Padgett Rd, Maple Hill, NC 28454

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,156 sqft · built 1974
Lot Size	1.42 acres (61,855 sqft)
Owner	Company Name on Record
Tax Bill	$830 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`713-33`

Property Details

APN / Parcel Number

Primary APN	`713-33`
Alternative APNs	`452376000` `022860`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	61,855 sqft (1.42 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	452376000
Street Address	406 PADGETT RD
City	MAPLE HILL
State	NC
Zip	28454-8577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	TR1 RAMONA SPARKS
Legal Subdivision	RAMONA SPARKS
Legal Tract	1
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	1
Census Block	1020
Census Tract	306

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	406 PADGETT RD, MAPLE HILL, NC 28454-8577
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage COASTAL BANK & TRUST
Dec 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 1972
Deed Sale	May 10, 1972
Deed Book / Page	415 / 266
Last Transfer Date	Dec 11, 2020
Transfer Doc	0053380830
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	406 PADGETT RD, MAPLE HILL, NC 28454-8577
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053330677
Date	Dec 10, 2020
Book Page	5333/677

Lender

Name	COASTAL BANK & TRUST
Type	Bank
Address	JACKSONVILLE, NC 28546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 16, 2020
Property Address	406 PADGETT RD, MAPLE HILL, NC 28454-8577
Document Number	0053380830
Book / Page	005338 / 000830
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 PADGETT RD MAPLE HILL NC 284548577, MAPLE HILL, NC 28454-8577

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 8, 2019
Property Address	406 PADGETT RD, MAPLE HILL, NC 28454-8577
Document Number	0049990572
Book / Page	004999 / 000572
Instrument Date	Aug 8, 2019
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PADGETT RD MAPLE HILL NC 284548577, MAPLE HILL, NC 28454-8577

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$830.00	$179,573 (+41.59%) Land $52,730 Building $126,843	$179,573 (+41.59%) Land $52,730 Building $126,843
2025	$830.00	$126,827 (-) Land $32,100 Building $94,727	$126,827 (-) Land $32,100 Building $94,727
2023	$830.00	$126,827 Land $32,100 Building $94,727	$126,827 Land $32,100 Building $94,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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