406 Old Ferry Rd, Chapin, SC 29036 Property Records

Lexington County property record for 406 Old Ferry Rd, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,162 sqft · built 2023
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Nov 2021)
Tax Bill	$2,600 (2025)
Deeds & Mortgages	Nov 2022 Construction Loan Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001522-02-029`

Property Details

APN / Parcel Number

Primary APN	`001522-02-029`
Alternative APN	`0152202029`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,162 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 OLD FERRY RD
City	CHAPIN
State	SC
Zip	29036-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	EMERALD SHORES LOT 25A
Legal Subdivision	EMERALD SHORES SUBDIVISION
Legal Lot Number	25A
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1022
Census Tract	21206

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 GREEN FERN CT, LEXINGTON, SC 29072-3871
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Aug 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORPORATION
Nov 8, 2021	Limited Warranty Deed, Transfer
Aug 27, 2018	Grant Deed, Transfer
Nov 17, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	202160671
Deed Book / Page	20976 / 3888
Prior Transfer Date	Nov 17, 2017
Prior Transfer Doc	1963300095
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	406 OLD FERRY RD, CHAPIN, SC 29036-9569
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GREEN FERN CT, LEXINGTON, SC 29072-3871

Mortgage

Document Number	2103403513
Date	Nov 14, 2022
Book Page	21034/3513
Instrument	2022049647

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	406 OLD FERRY RD, CHAPIN, SC 29036-9569
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 OLD FERRY RD, CHAPIN, SC 29036-9569

Mortgage

Document Number	2117502126
Date	Aug 11, 2025
Book Page	21175/2126
Instrument	2025030514

Lender

Name	SAGE HOME LOANS CORPORATION
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

November 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Nov 8, 2021
Property Address	406 OLD FERRY RD, CHAPIN, SC 29036-9569
Document Number	2097603888
Book / Page	20976 / 3888
Map Reference	MB 192-G PG 149
Instrument Date	Nov 5, 2021
Instrument	2021060671
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$222.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 GREEN FERN CT, LEXINGTON, SC 29072-3871

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 27, 2018
Property Address	EMERALD SHORES CIR, CHAPIN, SC 29036
Document Number	2024300113
Book / Page	020243 / 000113
Instrument Date	Aug 24, 2018
Instrument	38248
Transaction Type	Transfer
Record Updated	Sep 13, 2018

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 EMERALD SHORES CIR CHAPIN SC 29036, CHAPIN, SC 29036

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Nov 17, 2017
Property Address	EMERALD SHORES CIR, CHAPIN, SC 29036
Document Number	1963300095
Book / Page	019633 / 000095
Instrument Date	Nov 17, 2017
Instrument	54709
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 EMERALD OAKS WAY IRMO SC 290638944, IRMO, SC 29063-8944

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,600.00 (+7.71%)
2024	$2,414.00	$15,778 (+341.96%) Land $2,380 Building $13,398	$394,450 (+562.94%) Land $59,500 Building $334,950
2023		$3,570 Land $3,570	$59,500 Land $59,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2024–2025)
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC MILMONT SHORES private · serves 57 people · EPA ID SC3250025
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.03 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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