406 Oceanfront, Long Beach, NY 11561 Property Records

Nassau County and Long Beach City property record for 406 Oceanfront, Long Beach, NY 11561

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,130 sqft · built 1997
Lot Size	0.065 acres (2,819 sqft)
Owner	Individual Name on File
Last Sale	$985,000 (Dec 2023)
Tax Bill	$10,885 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`59-281-00-0008`

Property Details

APN / Parcel Number

Primary APN	`59-281-00-0008`
Alternative APNs	`1000-59-281-00-0008-0` `59281000008000000000` `281000 59.-281-8` `59281 00080`

Interior

Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,130 sqft Living Area
1st Floor Area	1,065 sqft
Game Room	Game Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	2,819 sqft (0.065 acres)
Lot Dimensions	34 ft deep x 11 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	85 sqft
Deck Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	59281 00080
Street Address	406 OCEANFRONT
City	LONG BEACH
State	NY
Zip	11561-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #5 SCH DIST 028
Legal Subdivision	MAP OF LONG BEACH ON THE BOARDWALK
Legal Block	281
Legal Lot Number	8
Jurisdiction	NASSAU NY
Township / Civil Division	LONG BEACH
Census Block Group	5
Census Block	5006
Census Tract	416600

Owner

Source: Nassau County and Long Beach City records · APN 59-281-00-0008

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 ILLINOIS AVE, LONG BEACH, NY 11561-1112
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Jun 19, 2015 · Amount on Record
Deed Document Number	2023-76620
Deed Book / Page	D14451 / 564
Record Updated	Sep 20, 2026

December 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Dec 27, 2023
Property Address	406 OCEANFRONT, LONG BEACH, NY 11561-3100
Document Number	D144510564
Book / Page	D14451 / 564
Map Reference	LB 11095 PG 190
Instrument Date	Dec 06, 2023
Instrument	2023-76620
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 ILLINOIS AVE, LONG BEACH, NY 11561-1112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ILLINOIS AVE, LONG BEACH, NY 11561-1112

Mortgage

Document Number	M473850235
Date	Dec 27, 2023
Book Page	M47385/235
Instrument	2023-76621

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	11630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Nassau County and Long Beach City records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
Municipality	Long Beach City
Unified School District	Long Beach City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$801 (-5.99%) Land $415 Building $386	$817,000 (-4.11%)
2025	$10,885.00 (-7.26%)
2023	$11,737.00 Additional exemption filed	$852 Land $433 Building $419	$852,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 5, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 117 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	257 units insured incl. 140 condo units
Nearby Flood Claims	164 (1985–2023)
Claims Outside the SFHA	72 of 164
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 125 claims Hurricane Irene, Sep 2011 · 14 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 789 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LONG BEACH CITY serves 35,000 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.