406 Oakview Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 406 Oakview Dr, Lugoff, SC 29078

Property Summary

Property Type	Mobile Home
Details	1,960 sqft · built 1999
Lot Size	0.839 acres (36,582 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2026)
Tax Bill	$314 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`308-02-0A-005-SPC`

Property Details

APN / Parcel Number

Primary APN	`308-02-0A-005-SPC`
Alternative APN	`6557`

Interior

Stories	1 Story
Building Area	1,960 sqft Gross Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Other
Lot Area	36,582 sqft (0.839 acres)

Location & Zoning

Account Number	6557
Street Address	406 OAKVIEW DR
City	LUGOFF
State	SC
Zip	29078-9493
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R15
Legal Description	1706 CHAMPION WHTBLU 99 28X74
Legal Subdivision	PLAT OF SOUTHWOOD
Legal Lot Number	5
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	970905

Owner

Source: Kershaw County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 OAKVIEW DR, LUGOFF, SC 29078-9493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Apr 4, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Feb 26, 1991 · Amount on Record
Deed Document Number	20264654
Deed Book / Page	5592 / 3
Prior Transfer Date	May 12, 2026
Prior Transfer Doc	0020264654
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	May 18, 2026
Property Address	406 OAKVIEW DR, LUGOFF, SC 29078-9493
Document Number	0020264654
Book / Page	5592 / 3
Instrument Date	May 12, 2026
Instrument	20264654
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,260.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 OAKVIEW DR, LUGOFF, SC 29078-9493

Mortgage

Document Number	0000004655,
Date	May 18, 2026
Book Page	5592/8
Instrument	20264655

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Apr 4, 2025
Property Address	406 OAKVIEW DR, LUGOFF, SC 29078-9493
Document Number	0020252763
Book / Page	5332 / 52
Instrument Date	Dec 5, 2024
Instrument	2025-2763
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	406 OAKVIEW DR, LUGOFF, SC 29078-9493

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$314.00 (+278.31%)	$45,200 (+222.86%) Land $12,500 Building $32,700	$45,200 (+222.86%)
2023	$83.00	$14,000 Land $12,500 Building $1,500	$14,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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