St. Louis County property record for 406 Oak Stand Path, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 6,063 sqft · built 2010 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,685 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18T-5-2-112-9 |
| Primary APN | 18T-5-2-112-9 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 6,063 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Basement Area | 1,888 sqft |
| Unfinished Basement | 168 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,023 sqft (0.276 acres) |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 52 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 406 OAK STAND PATH |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-1369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R5 |
| Legal Description | RESERVE AT CHESTERFIELD VILLAGE PLAT ONE (THE) |
| Legal Subdivision | RESERVE AT CHESTERFIELD VILLAGE PLAT |
| Legal Lot Number | 30 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 221631 |
Source: St. Louis County records · APN 18T-5-2-112-9
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 406 OAK STAND PATH, CHESTERFIELD, MO 63005-1369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Mar 04, 2022 | Correction Deed TITLE PARTNERS AGENCY LLC |
| Sep 17, 2020 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Sep 19, 2019 | Warranty Deed, Transfer CROSSCOUNTRY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2022 |
| Deed Sale | Mar 04, 2022 |
| Prior Sale | Apr 26, 2012 · Amount on Record |
| Deed Document Number | 2022030400206 |
| Deed Book / Page | 23704 / 01339 |
| Prior Transfer Date | Sep 19, 2019 |
| Prior Transfer Doc | 2019091900261 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 406 OAK STAND PATH, CHESTERFIELD, MO 63005-1369 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 406 OAK STAND PATH, CHESTERFIELD, MO 63005-1369 |
| Document Number | 0243563828 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 24356/3828 |
| Instrument | 2020100100597 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 04, 2022 |
| Property Address | 406 OAK STAND PATH, CHESTERFIELD, MO 63005-1369 |
| Document Number | 0253881637 |
| Book / Page | 25388 / 1637 |
| Map Reference | MB 353 PG 726-728 |
| Instrument Date | Mar 03, 2022 |
| Instrument | 2022030400206 |
| Record Updated | Aug 16, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 406 OAK STAND PATH, CHESTERFIELD, MO 63005-1369 |
| Document Number | 0243563846 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 OAK STAND PATH CHESTERFIELD MO 630051369, CHESTERFIELD, MO 63005-1369 |
| Document Number | 0243563846 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 024356/003846 |
| Instrument | 598 |
| Name | NEIGHBORS CU |
|---|---|
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 30, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 19, 2019 |
| Property Address | 406 OAK STAND PATH, CHESTERFIELD, MO 63005-1369 |
| Document Number | 0237041339 |
| Book / Page | 023704 / 001339 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 261 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 OAK STAND PATH CHESTERFIELD MO 630051369, CHESTERFIELD, MO 63005-1369 |
| Document Number | 237041342 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 023704/001342 |
| Instrument | 262 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 18, 2049 |
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $188,050 (+14.48%) Land $34,680 Building $153,370 | $989,700 (+14.47%) Land $182,500 Building $807,200 | |
| 2024 | $11,685.00 (+2.66%) | ||
| 2023 | $11,382.00 (+2.72%) | $164,270 (+10.18%) Land $15,180 Building $149,090 | $864,600 (+10.18%) Land $79,900 Building $784,700 |
| 2022 | $11,081.00 | $149,090 Land $22,820 Building $126,270 | |
| 2021 | $784,700 Land $120,100 Building $664,600 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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