406 Oak St, Mendenhall, MS 39114 Property Records

Simpson County property record for 406 Oak St, Mendenhall, MS 39114

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,346 sqft · built 1950
Lot Size	0.694 acres (30,240 sqft)
Owner	Company Name on File
Last Sale	$90,372 (Feb 2024)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	May 2022 Refinance Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3107N000070000800700`

Property Details

APN / Parcel Number

Primary APN	`3107N000070000800700`
Alternative APN	`6366`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,346 sqft Adjusted Area
1st Floor Area	1,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,240 sqft (0.694 acres)
Lot Dimensions	180 ft deep x 168 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 OAK ST
City	MENDENHALL
State	MS
Zip	39114-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12-13-14 & N 10 FT OF LOT 15 BLOCK 8 EASTMAN GARDNER & CO'S ADD PF/4 SEC 35-2-4 DB 656-247 78
Legal Range	04E
Legal Township	02N
Legal Section	35
Legal Subdivision	EASTMAN GARDNER & COS ADD
Legal Block	8
Legal Lot Number	12-15
Jurisdiction	SIMPSON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1010
Census Tract	950200

Owner

406 Oak St is owned by a company that bought it in February 2024.

Source: Simpson County records, as of October 16, 2026

Owner of Record	Company Name on File
Mailing Address	3720 S SIWELL RD, JACKSON, MS 39212-4364
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK
Feb 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage PRIORITYONE BANK
Feb 2, 2024	Warranty Deed, Transfer
Apr 28, 2022	Warranty Deed, Transfer
Sep 5, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2024 · Amount on File
Deed Sale	Feb 2, 2024 · Amount on File
Prior Sale	Apr 28, 2022
Deed Document Number	2024519
Deed Book / Page	2493 / 398
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON MS
Property Address	406 OAK ST, MENDENHALL, MS 39114-3404
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002462/738
Date	May 24, 2022
Book Page	2462/738
Instrument	202202066

Lender

Name	PEOPLES BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON MS
Property Address	406 OAK ST, MENDENHALL, MS 39114-3404
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002492/735
Date	Feb 2, 2024
Book Page	2492/735
Instrument	202400522

Lender

Name	PRIORITYONE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 26, 2039

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMPSON MS
Recording Date	Feb 2, 2024
Property Address	406 OAK ST, MENDENHALL, MS 39114-3404
Document Number	002493/398
Book / Page	2493 / 398
Instrument Date	Feb 2, 2024
Instrument	202400519
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 S SIWELL RD, JACKSON, MS 39212-4364

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMPSON MS
Recording Date	Apr 28, 2022
Property Address	406 OAK ST, MENDENHALL, MS 39114-3404
Document Number	002459/672
Book / Page	2459 / 672
Instrument Date	Apr 13, 2022
Instrument	202201769
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 LAKE CIR NW, MAGEE, MS 39111-3110

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMPSON MS
Recording Date	Sep 5, 2014
Property Address	406 OAK ST, MENDENHALL, MS 39114-3404
Document Number	002313/110
Book / Page	2313 / 110
Instrument Date	Sep 5, 2014
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 406 Oak St was $1,527, up 56.8% from the year before.

Source: Simpson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Simpson County
Municipality	Mendenhall City
Unified School District	Simpson County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00 (+56.78%)	$10,574 (+56.14%)	$70,490 (+56.16%) Land $17,470 Building $53,020
2024	$974.00 (+6.33%)	$6,772 (+3.42%)	$45,140 (+3.41%) Land $14,850 Building $30,290
2023	$916.00 (-0.22%)	$6,548 (-)	$43,650 (-) Land $14,850 Building $28,800
2022	$918.00	$6,548	$43,650 Land $14,850 Building $28,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 406 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1983–2019)
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Oak St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MENDENHALL serves 2,500 people · EPA ID MS0640007
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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