Baltimore County property record for 406 Oak Ct, Baltimore, MD 21228
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,860 sqft · built 1951 |
| Lot Size | 0.193 acres (8,410 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Sep 2022) |
| Tax Bill | $4,225 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| APN | 01-0105820020 |
| Primary APN | 01-0105820020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 1,981 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,410 sqft (0.193 acres) |
| Lot Dimensions | 145 ft deep x 58 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 209 sqft |
| Deck Area | 66 sqft |
| Patio Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0105820020 |
|---|---|
| Street Address | 406 OAK CT |
| City | BALTIMORE |
| State | MD |
| Zip | 21228-5841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .1930 ACRES HILTON |
| Legal Subdivision | HILTON |
| Legal Block | 4 |
| Legal Lot Number | 166 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 400400 |
406 Oak Ct is owned and occupied by two individuals who bought it in September 2022.
Source: Baltimore County records, as of September 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 OAK CT, CATONSVILLE, MD 21228-5841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Nov 20, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on File |
| Deed Sale | Sep 23, 2022 · Amount on File |
| Prior Sale | Jun 6, 2014 · Amount on File |
| Prior Transfer Date | Jun 9, 2014 |
| Prior Transfer Doc | 0350860500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 23, 2022 |
| Property Address | 406 OAK CT, BALTIMORE, MD 21228-5841 |
| Document Number | 0473820320 |
| Book / Page | 47382 / 320 |
| Map Reference | MB TBS 16 FO 115 |
| Instrument Date | Aug 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 406 OAK CT, BALTIMORE, MD 21228-5841 |
| Document Number | 0473820328 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 47382-0328 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 406 OAK CT, BALTIMORE, MD 21228-5841 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0451210164 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 45121/164 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 406 OAK CT, BALTIMORE, MD 21228-5841 |
| Document Number | 0397250256 |
| Book / Page | 039725 / 000256 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | CHAMPION TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 OAK CT CATONSVILLE MD 212285841, CATONSVILLE, MD 21228-5841 |
| Document Number | 0397250256 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 039725/000256 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2047 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $348,800 | $474,600 Land $145,400 Building $329,200 | |
| 2024 | $4,225.00 (+92.83%) | ||
| 2023 | $2,191.00 | $279,967 | $285,900 Land $119,100 Building $166,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 406 Oak Ct; there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Oak Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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