406 NW 2nd St, Concordia, MO 64020 Property Records

Lafayette County property record for 406 NW 2nd St, Concordia, MO 64020

Property Summary

Property TypeHotel/Motel
Details8,188 sqft · built 1979
Lot Size2.95 acres (128,502 sqft)
OwnerCompany Name on Record
Tax Bill$16,829 (2025)
Deeds & MortgagesAug 2018 Mortgage
Sep 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-9.0-32-0-000-015.020

Property Details

APN / Parcel Number

Primary APN18-9.0-32-0-000-015.020

Interior

Stories1 Story
Building Area8,188 sqft Total Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area128,502 sqft (2.95 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address406 NW 2ND ST
CityCONCORDIA
StateMO
Zip64020-8133
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel/Motel
Legal DescriptionPT OF SE1/4 OF SE1/4; 837-251, 903-18, 1144-68, 1162-143, 2016DR1364, 2016DR1435, 2017DR3415, 2020DR2516, 2021DR3221
Legal Range24
Legal Township49
Legal Section32
JurisdictionLAFAYETTE MO
Township / Civil DivisionFREEDOM
Census Block Group3
Census Block3009
Census Tract90500

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address105 SUNNY LANE DR, GRAIN VALLEY, MO 64029-9453
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2018Deed of Trust, Mortgage
ALLIANT BANK
Sep 18, 2017Deed of Trust, Mortgage
ALLIANT BANK
Jun 23, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
ALLIANT BANK
Jun 26, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2021
Deed SaleJun 23, 2021
Prior SaleJun 26, 2020 · Amount on Record
Deed Document Number2021DR3221
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address406 NW 2ND ST, CONCORDIA, MO 64020-8133
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018DR2968
DateAug 2, 2018
Instrument2018DR2968
Lender
NameALLIANT BANK
TypeBank
Agreement
AmountAmount Recorded

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address406 NW 2ND ST, CONCORDIA, MO 64020-8133
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02017/3417
DateSep 18, 2017
Book Page2017/3417
Instrument2017DR3417
Lender
NameALLIANT BANK
TypeBank
AddressBOONVILLE, MO 65233
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateJun 23, 2021
Property Address406 NW 2ND ST, CONCORDIA, MO 64020-8133
Document Number2021DR3221
Instrument DateJun 22, 2021
Instrument2021DR3221
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 SUNNY LANE DR, GRAIN VALLEY, MO 64029-9453

Mortgage

Document Number2021DR3222
DateJun 23, 2021
Instrument2021DR3222
Lender
NameALLIANT BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionLAFAYETTE MO
Recording DateJun 26, 2020
Property Address406 NW 2ND ST, CONCORDIA, MO 64020-8133
Document Number2020DR2516
Instrument DateJun 19, 2020
Instrument2020DR2516
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLafayette County
MunicipalityConcordia City
Unified School DistrictConcordia R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,829.00$219,725 (-8.1%)$686,640 (-8.1%) Land $129,700 Building $556,940
2023$239,101$747,190 Land $129,700 Building $617,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORDIA PWS
serves 2,500 people · EPA ID MO1010184
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Treatment and ProcedureOrganic carbon removal
Apr 2026
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Green Hills Technologies
Cable
250 / 20

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