406 North St, Ward, AR 72176 Property Records

Lonoke County property record for 406 North St, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1994
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Mar 2023)
Tax Bill	$768 (2024)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800-80215-004`

Property Details

APN / Parcel Number

Primary APN	`800-80215-004`
Alternative APN	`39441`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Carport
Carport	Carport
Carport Area	228 sqft
Driveway	Driveway
Driveway Area	552 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	195 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 NORTH ST
City	WARD
State	AR
Zip	72176-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NE
Legal Range	09W
Legal Township	05N
Legal Section	27
Legal Subdivision	WARD CITY AREA
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1008
Census Tract	20102

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 NORTH ST, WARD, AR 72176-9386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Correction Deed
Mar 1, 2023	Warranty Deed, Transfer · FHA Mortgage TELCOE FCU
Mar 22, 2022	Trustee's Deed, Foreclosure
Dec 10, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	2023-002096
Deed Book / Page	2023 / 02096
Prior Transfer Date	Mar 1, 2023
Prior Transfer Doc	0000001793
Record Updated	Jun 8, 2026

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 10, 2023
Property Address	406 NORTH ST, WARD, AR 72176-9386
Document Number	0000002096
Book / Page	2023 / 2096
Instrument Date	Mar 2, 2023
Instrument	2023-02096
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 1, 2023
Property Address	406 NORTH ST, WARD, AR 72176-9386
Document Number	0000001793
Book / Page	2023 / 1793
Instrument Date	Feb 23, 2023
Instrument	2023-01793
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 S LAPEER RD, LAPEER, MI 48446-3037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 NORTH ST, WARD, AR 72176-9386

Mortgage

Document Number	0202301794
Date	Mar 1, 2023
Instrument	2023-01794

Lender

Name	TELCOE FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

March 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 22, 2022
Property Address	406 NORTH ST, WARD, AR 72176-9386
Document Number	0000003441
Book / Page	2022 / 3441
Instrument Date	Mar 18, 2022
Instrument	2022-03441
Transaction Type	Foreclosure
Record Updated	Apr 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 NORTH ST, 406, WARD, AR 72176-9386

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	406 NORTH ST, WARD, AR 72176-9386
Document Number	0000000759
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 NORTH ST WARD AR 721769386, WARD, AR 72176-9386

Mortgage

Document Number	0000000759
Date	Jan 24, 2020
Instrument	759

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,100 Land $500 Building $14,600
2024	$768.00
2023	$768.00		$75,500 Land $2,500 Building $73,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: G5 Internet, Verizon.

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