Ray County property record for 406 North St, Hardin, MO 64035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,134 sqft · built 1935 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,388 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-32-04-010-002.000 |
| Primary APN | 09-09-32-04-010-002.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,134 sqft Living Area |
| Basement Area | 1,042 sqft |
| Unfinished Basement | 1,042 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 350 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 406 NORTH ST |
|---|---|
| City | HARDIN |
| State | MO |
| Zip | 64035-9121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL LOT 8 AND E1/2 OF LOT 9 BLOCK 4 HARDIN HUGHES CHASE AND STRATTON ADDITION |
| Legal Range | 26 |
| Legal Township | 52 |
| Legal Section | 32 |
| Legal Subdivision | HUGHES CHASE AND STRATTON ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 8-9 |
| Jurisdiction | RAY MO |
| Township / Civil Division | CROOKED RIVER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 80100 |
Source: Ray County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 NORTH ST, HARDIN, MO 64035-9121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Municipality | Hardin City |
| Unified School District | Hardin-Central C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,430 (-) | $96,970 (-) | |
| 2025 | $1,388.00 (+11.13%) | $18,430 (+11.02%) Land $310 Building $18,120 | $96,970 (+11.03%) Land $1,620 Building $95,350 |
| 2024 | $1,249.00 (+10.34%) | $16,600 (+8.64%) Land $310 Building $16,290 | |
| 2023 | $87,340 (+8.59%) Land $1,620 Building $85,720 | ||
| 2022 | $1,132.00 | $15,280 Land $280 Building $15,000 | |
| 2021 | $80,430 Land $1,470 Building $78,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN PWS serves 569 people · EPA ID MO1010346 |
|---|---|
| Water Source | Purchased groundwater from RAY COUNTY CONS PWSD 2 |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL · Fiber in parts of the area | 80 / 10 |
| Air Link Rural Broadband Fixed Wireless | 25 / 3 |
May also be available: United Fiber, Wisper ISP.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures