406 North St, Chardon, OH 44024 Property Records

Geauga County property record for 406 North St, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,416 sqft · built 1900
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Tax Bill	$2,246 (2025)
Deeds & Mortgages	Mar 2023 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-155200`

Property Details

APN / Parcel Number

Primary APN	`10-155200`
Alternative APN	`005212-0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	552 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	30,056 sqft (0.69 acres)
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	005212-0
Street Address	406 NORTH ST
City	CHARDON
State	OH
Zip	44024-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 133 TR 3
Legal Tract	3
Legal Lot Number	133
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	4
Census Block	4005
Census Tract	312201

Owner

406 North St is owned and occupied by an individual who acquired it in March 2023.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	406 NORTH ST, CHARDON, OH 44024-1036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Transfer on Death Deed, Transfer
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Mar 24, 2023
Transfer Doc	0021663467
Record Updated	Oct 29, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GEAUGA OH
Recording Date	Mar 27, 2023
Property Address	406 NORTH ST, CHARDON, OH 44024-1036
Document Number	0021663467
Book / Page	2166 / 3467
Instrument Date	Mar 21, 2023
Instrument	202301010620
Transaction Type	Transfer
Record Updated	Apr 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	406 NORTH ST, CHARDON, OH 44024-1036
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021122548
Date	Dec 31, 2020
Book Page	2112/2548
Instrument	202000975365

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 406 North St was $2,246 with a homeowner's exemption, down 1.6% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Chardon City
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,246.00 (-1.58%)	$65,140 (-) Land $23,940 Building $41,200
2024	$2,282.00 (+1.29%) Homeowner's exemption	$65,140 (-) Land $23,940 Building $41,200
2023	$2,253.00 Homeowner's exemption	$65,140 (+17.41%) Land $23,940 Building $41,200	$186,100 Land $68,400 Building $117,700
2022		$55,480 Land $19,950 Building $35,530
2021	$2,702.00
2020			$158,500 Land $57,000 Building $101,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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