406 Nelliefield Trl, Wando (Charleston), SC 29492 Property Records

Berkeley County property record for 406 Nelliefield Trl, Wando, SC 29492

Property Summary

Property Type	Single Family Home
Details	2,574 sqft · built 2016
Lot Size	0.128 acres (5,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (May 2019)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`269-01-04-084`

Property Details

APN / Parcel Number

Primary APN	`269-01-04-084`
Alternative APN	`269-00-00-019`

Interior

Stories	1 Story
Building Area	2,574 sqft Finished Area
Gross Area	2,955 sqft
1st Floor Area	1,258 sqft
2nd Floor Area	1,316 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	5,600 sqft (0.128 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	151 sqft
Patio Area	180 sqft

Location & Zoning

Street Address	406 NELLIEFIELD TRL
City	CHARLESTON
State	SC
Zip	29492-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 398NELLIEFIELD PLANTATION
Legal Subdivision	NELLIEFIELD PLANTATION
Legal Lot Number	84
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	2
Census Block	2030
Census Tract	20404

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 NELLIEFIELD TRL, CHARLESTON, SC 29492-8310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU
May 22, 2018	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAROLINA ONE MORTGAGE
May 31, 2019	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Jul 23, 2007 · Amount on Record
Deed Document Number	201918172
Deed Book / Page	3035 / 857
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	406 NELLIEFIELD TRL, WANDO, SC 29492-8310
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04594/0683
Date	Jun 28, 2023
Book Page	4594/683
Instrument	2023019339

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2043

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	406 NELLIEFIELD TRL, WANDO, SC 29492-8310
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04594/0683
Date	Jun 28, 2023
Book Page	4594/683
Instrument	2023019339

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2043

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	406 NELLIEFIELD TRL, WANDO, SC 29492-8310
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02751/0678
Date	May 22, 2018
Book Page	2751/0678
Instrument	2018017071

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	406 NELLIEFIELD TRL, WANDO, SC 29492-8310
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 NELLIEFIELD TRL, CHARLESTON, SC 29492-8310

Mortgage

Document Number	03601/0021
Date	Dec 2, 2020
Book Page	3601/21
Instrument	2020048141

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jun 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	406 NELLIEFIELD TRL, WANDO, SC 29492-8310
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03922/0021
Date	Aug 9, 2021
Book Page	3922/21
Instrument	2021037526

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jun 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	406 NELLIEFIELD TRL, WANDO, SC 29492-8310
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04229/0788
Date	Apr 27, 2022
Book Page	4229/788
Instrument	2022017331

Lender

Name	CAROLINA ONE MORTGAGE
Type	Mortgage Company
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	May 31, 2019
Property Address	406 NELLIEFIELD TRL, WANDO, SC 29492-8310
Document Number	03035/0857
Book / Page	3035 / 0857
Map Reference	CAB M PG 238H
Instrument Date	May 30, 2019
Instrument	2019018172
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,439.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	406 NELLIEFIELD TRL, CHARLESTON, SC 29492-8310

Mortgage

Document Number	2019018173
Date	May 31, 2019
Instrument	2019018173

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,890 (+2,400.08%) Land $106,784 Building $340,106	$585,900 (-) Land $140,000 Building $445,900
2025	$1,917.00 (+3.68%)	$17,875 (-) Land $4,271 Building $13,604	$585,900 (-) Land $140,000 Building $445,900
2024	$1,849.00 (-0.27%) Homeowner's exemption	$17,875 (+15%) Land $4,271 Building $13,604	$585,900 (+50.77%) Land $140,000 Building $445,900
2022	$1,854.00 Homeowner's exemption	$15,544 Land $3,000 Building $12,544	$388,600 Land $75,000 Building $313,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 162 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	7 (1989–2025)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2025 · alluvial fan flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 77% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Home Telecom, T-Mobile.

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