406 NE 7th Ave, Gainesville, FL 32601 Property Records

Alachua County property record for 406 NE 7th Ave, Gainesville, FL 32601

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,050 sqft · built 1924
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Dec 2021)
Tax Bill	$9,206 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12282-000-000`

Property Details

APN / Parcel Number

Primary APN	`12282-000-000`
Alternative APN	`00981080000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	3,050 sqft Heated Area
1st Floor Area	1,225 sqft
Upper Floors Area	1,825 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2003
Exterior Material	Wood Shingle
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Driveway	Driveway
Driveway Area	450 sqft

Exterior Amenities

Pool Area	312 sqft
Porch	Open Porch
Porch Area	250 sqft
Patio Area	969 sqft
Gazebo	64 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	00981080000
Street Address	406 NE 7TH AVE
City	GAINESVILLE
State	FL
Zip	32601-4364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	HIGHLANDS PB A-135 LOTS 24 25 OR 4962/1940
Legal Range	20E
Legal Township	10S
Legal Section	04
Legal Subdivision	HIGHLANDS
Legal Lot Number	24-25 25
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	5
Census Block	5005
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Northeast Gainesville Residential District listed 1980 · 229 contributing resources · NRIS 80000942

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

406 NE 7th Ave is owned by an individual who bought it in December 2021.

Source: Alachua County records, as of January 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	84 CLINTON ST, PORTLAND, ME 04103-3227
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL CTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Jun 11, 2013 · Amount on File
Deed Document Number	3388098
Deed Book / Page	4962 / 1940
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Dec 22, 2021
Property Address	406 NE 7TH AVE, GAINESVILLE, FL 32601-4364
Document Number	0049621940
Book / Page	4962 / 1940
Map Reference	MB A PG 135
Instrument Date	Dec 14, 2021
Instrument	3388098
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	NOT AVAILABLE, GATOR TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67 3RD ST, 67, NEWPORT, RI 02840-1974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 NE 7TH AVE, GAINESVILLE, FL 32601-4364

Mortgage

Document Number	0049621942
Date	Dec 22, 2021
Instrument	4962/1942

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	406 NE 7TH AVE, GAINESVILLE, FL 32601-4364
Document Number	0045630620
Book / Page	004563 / 000620
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 NE 7TH AVE GAINESVILLE FL 326014364, GAINESVILLE, FL 32601-4364

Mortgage

Document Number	0045630620
Date	Dec 13, 2017
Book Page	004563/000620
Instrument	3096024

Lender

Name	CAPITAL CTY BK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$584,149 Land $178,200 Building $405,949	$584,149 Land $178,200 Building $405,949
2024	$9,206.00 (+2.11%)
2023	$9,016.00 (+5.91%) Homeowner's exemption Senior Citizen's exemption	$435,121 (+3%)	$477,722 (+13.08%) Land $205,200 Building $272,522
2022	$8,513.00 Homeowner's exemption	$422,448 Land $176,334 Building $246,114	$422,448 Land $176,334 Building $246,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 NE 7th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1984–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 NE 7th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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