406 NE 4th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 406 NE 4th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 2020
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Oct 2020)
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-15-37-35-0010-01190-0030`

Property Details

APN / Parcel Number

Primary APN	`3-15-37-35-0010-01190-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,575 sqft Heated Area
Gross Area	2,195 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	406 NE 4TH ST
City	OKEECHOBEE
State	FL
Zip	34972-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF OKEECHOBEE (PLAT BOOK 1 PAGE 10 & PLAT BOOK 5 PAGE 5) LOTS 3 & 4 BLOCK 119
Legal Range	35E
Legal Township	37S
Legal Section	15
Legal Subdivision	OKEECHOBEE
Legal Block	119
Legal Lot Number	3,4 4
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1043
Census Tract	910300

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 NE 4TH ST, OKEECHOBEE, FL 34972-2606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
May 21, 2020	Quit Claim Deed, Subdivision Related Transfer NOT AVAILABLE
Oct 15, 2019	Quit Claim Deed, Transfer CLEAR TITLE, CLEAR TITLE & LEGAL SVCS
Sep 23, 2019	Quit Claim Deed, Subdivision Related Transfer NOT AVAILABLE
Sep 28, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	May 21, 2020
Deed Document Number	2020010096
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 19, 2020
Property Address	406 NE 4TH ST, OKEECHOBEE, FL 34972-2606
Document Number	0000010096
Map Reference	MB 5 PG 5
Instrument Date	Oct 16, 2020
Instrument	2020010096
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2457 SW 33RD CIR, 2457, OKEECHOBEE, FL 34974-5745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 NE 4TH ST, OKEECHOBEE, FL 34972-2606

Mortgage

Document Number	0000010097
Date	Oct 19, 2020
Instrument	2020010097

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2020: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 21, 2020
Property Address	406 NE 4TH ST, OKEECHOBEE, FL 34972-2606
Document Number	0000004737
Instrument Date	May 21, 2020
Instrument	4737
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 NE 4TH ST OKEECHOBEE FL 34972, OKEECHOBEE, FL 34972

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 15, 2019
Property Address	406 NE 4TH ST, OKEECHOBEE, FL 34972-2606
Document Number	0000010597
Instrument Date	Oct 14, 2019
Instrument	10597
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Transaction

Amount	Amount Recorded
Tax	$126.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2457 SW 33RD CIR OKEECHOBEE FL 349745745, OKEECHOBEE, FL 34974-5745

September 2019: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 23, 2019
Property Address	406 NE 4TH ST, OKEECHOBEE, FL 34972-2606
Document Number	0008310017
Book / Page	000831 / 000017
Instrument Date	Aug 30, 2019
Instrument	9761
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2050 NE 144TH ST OKEECHOBEE FL 349728553, OKEECHOBEE, FL 34972-8553

September 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 28, 2017
Property Address	406 NE 4TH ST, OKEECHOBEE, FL 34972-2606
Document Number	0007960978
Book / Page	000796 / 000978
Instrument Date	Sep 28, 2017
Instrument	9277
Transaction Type	Foreclosure
Record Updated	Nov 23, 2017

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2050 NE 14TH ST OKEECHOBEE FL 34972, OKEECHOBEE, FL 34972

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,138.00 (-8.43%) Homeowner's exemption	$254,029 (+5.99%)	$342,852 (+4.2%) Land $30,600 Building $312,252
2023	$4,519.00 (+1.92%) Homeowner's exemption	$239,680 (+3%)	$329,021 (+25.67%) Land $24,480 Building $304,541
2022	$4,434.00 Homeowner's exemption	$232,699	$261,810 Land $17,340 Building $244,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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