406 N Sunset Dr, Lodi, CA 95240 Property Records

San Joaquin County property record for 406 N Sunset Dr, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,237 sqft · built 1956
Lot Size	0.141 acres (6,160 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Jan 2026)
Tax Bill	$3,962 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`037-023-120-000`

Property Details

APN / Parcel Number

Primary APN	`037-023-120-000`
Alternative APN	`037-023-12`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,237 sqft Living Area
1st Floor Area	1,237 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Exterior Material	Block
Construction Type	Wood
Lot Area	6,160 sqft (0.141 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	037-023-12
Street Address	406 N SUNSET DR
City	LODI
State	CA
Zip	95240-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BEL-AIR ESTATES
Legal Block	2
Legal Lot Number	60
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2001
Census Tract	4204

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 N SUNSET DR, LODI, CA 95240-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Grant Deed, Transfer · Conventional Mortgage ANSWER HOME LENDING INC
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Sep 28, 2017	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	20262865
Prior Transfer Date	Dec 1, 2016
Prior Transfer Doc	0000154336
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 13, 2026
Property Address	406 N SUNSET DR, LODI, CA 95240-1628
Document Number	0000002865
Map Reference	VOL 14 PG 21
Instrument Date	Jan 9, 2026
Instrument	2026-002865
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	406 N SUNSET DR, LODI, CA 95240-1628

Mortgage

Document Number	0000002866
Date	Jan 13, 2026
Instrument	2026-002866

Lender

Name	ANSWER HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	406 N SUNSET DR, LODI, CA 95240-1628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N SUNSET DR, LODI, CA 95240-1628

Mortgage

Document Number	0000183387
Date	Dec 28, 2020
Instrument	2020-183387

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 28, 2017
Property Address	406 N SUNSET DR, LODI, CA 95240-1628
Document Number	0000112530
Map Reference	MAP1 PG21
Instrument Date	Sep 25, 2017
Instrument	2017-112530
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N SUNSET DR, LODI, CA 95240-1628

Mortgage

Document Number	0000112531
Date	Sep 28, 2017
Instrument	2017-112531

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,962.00 (+0.3%)
2025	$3,950.00 (+4.03%)	$364,099 (+4.04%) Land $109,228 Building $254,871
2023	$3,797.00 (+2.26%)	$349,963 Land $104,988 Building $244,975	$389,790
2022	$3,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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