406 N Sumac St, Gardner, KS 66030 Property Records

Johnson County property record for 406 N Sumac St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,990 sqft · built 1995
Lot Size	0.318 acres (13,842 sqft)
Owner	2 Individual Names on File
Last Sale	$408,310 (Jun 2022)
Tax Bill	$5,066 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CP27800001-0013`

Property Details

APN / Parcel Number

Primary APN	`CP27800001-0013`
Alternative APNs	`0461362404015006000` `R3821`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,340 sqft
Basement Area	1,340 sqft
Finished Basement	650 sqft
Unfinished Basement	690 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,842 sqft (0.318 acres)
View / Lot	Neighborhood / Spot
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	220 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R3821
Street Address	406 N SUMAC ST
City	GARDNER
State	KS
Zip	66030-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FARRINGTON PLACE II LT 13 BLK 1 GAC 83 2B 1 13
Legal Subdivision	FARRINGTON PLACE II
Legal Block	1
Legal Lot Number	13
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2009
Census Tract	53707

Owner

406 N Sumac St is owned and occupied by two individuals who bought it in June 2022.

Source: Johnson County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 N SUMAC ST, GARDNER, KS 66030-1746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage A1 MORTGAGE GROUP LLC
Apr 29, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Apr 29, 2019 · Amount on File
Deed Document Number	20225029
Deed Book / Page	202206 / 5029
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jun 22, 2022
Property Address	406 N SUMAC ST, GARDNER, KS 66030-1746
Document Number	202206/5029
Book / Page	202206 / 5029
Instrument Date	Jun 9, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE SHORT TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 N SUMAC ST, GARDNER, KS 66030-1746

Mortgage

Document Number	2022065031
Date	Jun 22, 2022
Instrument	202206/5031

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	8.5%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	406 N SUMAC ST, GARDNER, KS 66030-1746
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107/3896
Date	Jul 9, 2021
Book Page	202107/3896

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	64603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Apr 29, 2019
Property Address	406 N SUMAC ST, GARDNER, KS 66030-1746
Document Number	201904/007687
Book / Page	201904 / 007687
Instrument Date	Apr 10, 2019
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 N SUMAC ST, GARDNER, KS 66030-1746

Mortgage

Document Number	201904007689
Date	Apr 29, 2019
Instrument	201904/007689

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 406 N Sumac St was $5,066, up 6% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,066.00 (+6.05%)	$41,584 (+6.76%) Land $6,640 Building $34,944	$361,600 (+6.76%) Land $57,740 Building $303,860
2024	$4,777.00 (+5.36%)	$38,950 (+8.21%) Land $6,640 Building $32,310	$338,700 (+8.21%) Land $57,740 Building $280,960
2023	$4,534.00 (+3.3%)	$35,995 (+4.51%) Land $6,640 Building $29,355	$313,000 (+4.51%) Land $57,740 Building $255,260
2022	$4,389.00	$34,442 Land $5,537 Building $28,905	$299,500 Land $48,150 Building $251,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 N Sumac St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 N Sumac St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Mercury Fiber, Wisper ISP.

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