406 N Red Bud Trl, Buchanan, MI 49107 Property Records

Berrien County property record for 406 N Red Bud Trl, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,118 sqft · built 1890
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$53,500 (Dec 2016)
Tax Bill	$781 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-0025-0031-00-9`

Property Details

APN / Parcel Number

Primary APN	`58-0025-0031-00-9`
Alternative APN	`11-58-0025-0031-00-9`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft
Basement Area	580 sqft
Unfinished Basement	580 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 N RED BUD TRL
City	BUCHANAN
State	MI
Zip	49107-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	COM 359' S OF SW COR OF LOT 1 G H BLACKS ADD TO CITY OF BUCHANAN TH S 84' TH E 124' TH N 115' TH S 76DEG W 128' TO BEG SEC 25 T7S R18W
Legal Range	18W
Legal Township	07S
Legal Section	25
Legal Subdivision	G H BLACKS ADD
Legal Lot Number	1
Legal Unit	1
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	2
Census Block	2019
Census Tract	20200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 N RED BUD TRL, BUCHANAN, MI 49107-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · Line of Credit GREATER NILES COMM FCU
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Dec 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2016 · Amount on Record
Deed Sale	Dec 28, 2016 · Amount on Record
Prior Sale	Dec 5, 2008 · Amount on Record
Deed Book / Page	3159 / 339
Prior Transfer Date	Jul 13, 2006
Prior Transfer Doc	02732/0792
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	406 N RED BUD TRL, BUCHANAN, MI 49107-1313
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03180/1983
Date	Aug 16, 2017
Book Page	3180/1983

Lender

Name	GREATER NILES COMM FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 28, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	406 N RED BUD TRL, BUCHANAN, MI 49107-1313
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	ATTORNEYS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N RED BUD TRL, BUCHANAN, MI 49107-1313

Mortgage

Document Number	003346/127
Date	Sep 27, 2021
Book Page	3346/127

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	406 N RED BUD TRL, BUCHANAN, MI 49107-1313
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N RED BUD TRL, BUCHANAN, MI 49107-1313

Mortgage

Document Number	03395/2382
Date	Dec 27, 2022
Book Page	3395/2382
Instrument	2022370019

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 12, 2043

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,800 (+74.63%)	$93,600 (+74.63%)
2025	$781.00 (+7.28%)
2023		$26,800	$53,600
2022	$728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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