406 N Main St, Ohio, IL 61349 Property Records

Bureau County property record for 406 N Main St, Ohio, IL 61349

Property Summary

Property Type	Single Family Home
Details	built 1960
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Oct 2025)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-09-176-007`

Property Details

APN / Parcel Number

Primary APN	`04-09-176-007`
Alternative APN	`438B`

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	264 ft deep x 110 ft wide

Location & Zoning

Account Number	0409176007
Street Address	406 N MAIN ST
City	OHIO
State	IL
Zip	61349-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OHIO N 110X264 L 1 BLK 21
Legal Range	09
Legal Township	18
Legal Section	09
Legal Subdivision	OHIO
Legal Block	21
Jurisdiction	BUREAU IL
Township / Civil Division	OHIO
Census Block Group	3
Census Block	3005
Census Tract	964700

Owner

406 N Main St is owned and occupied by an individual who bought it in October 2025.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	406 N MAIN ST, OHIO, IL 61349-9614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 9, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	May 9, 2022 · Amount on File
Deed Document Number	20253546
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Oct 21, 2025
Property Address	406 N MAIN ST, OHIO, IL 61349
Document Number	2025R03546
Instrument Date	Oct 15, 2025
Instrument	2025R03546
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N MAIN ST, OHIO, IL 61349

Mortgage

Document Number	2025R03547
Date	Oct 21, 2025
Instrument	2025R03547

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	May 9, 2022
Property Address	406 N MAIN ST, OHIO, IL 61349
Document Number	2022R01809
Instrument Date	May 4, 2022
Instrument	2022R01809
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$119.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N MAIN ST, OHIO, IL 61349

Tax Assessment & Valuation

The 2025 property tax bill for 406 N Main St was $1,659 with a homeowner's exemption, down 21.9% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Ohio Township
Municipality	Ohio Village
Elementary School District	Ohio Community Consolidated School District 17 (KG - 08)
Secondary School District	Ohio Community High School District 505 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 (-21.86%)	$34,619 (+6.37%) Land $923 Building $33,696	$103,857 (+6.37%) Land $2,769 Building $101,088
2024	$2,123.00 Homeowner's exemption	$32,546 (+7.35%) Land $868 Building $31,678	$97,638 (+7.35%) Land $2,604 Building $95,034
2023		$30,318 Land $809 Building $29,509	$90,954 Land $2,427 Building $88,527
2022	$1,674.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OHIO serves 465 people · EPA ID IL0110800
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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