Kane County property record for 406 N Main St, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · built 1862 |
| Lot Size | 0.198 acres (8,617 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Dec 2009) |
| Tax Bill | $6,564 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-228-006 |
| Primary APN | 11-06-228-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1862 |
|---|---|
| Effective Year Built | Effective 1862 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,617 sqft (0.198 acres) |
| Lot Dimensions | 152 ft deep x 63 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 406 N MAIN ST |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-9162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GATES ADD - LOT 4 BLK 2 |
| Legal Subdivision | GATES ADD |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 854507 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 N MAIN ST, ELBURN, IL 60119-9162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2009 · Amount on Record |
| Deed Sale | Dec 30, 2009 · Amount on Record |
| Prior Sale | Nov 16, 2005 · Amount on Record |
| Deed Document Number | 200995952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 406 N MAIN ST, ELBURN, IL 60119-9162 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038530 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 2019K038530 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,564.00 (+18.42%) Homeowner's exemption | ||
| 2024 | $83,177 (+27.53%) Land $9,745 Building $73,432 | $249,631 (+27.59%) Land $29,247 Building $220,384 | |
| 2022 | $5,543.00 (+3.55%) Homeowner's exemption | $65,219 (+4.48%) Land $8,072 Building $57,147 | $195,657 (+4.48%) Land $24,216 Building $171,441 |
| 2021 | $5,353.00 Homeowner's exemption | $62,423 Land $7,726 Building $54,697 | $187,269 Land $23,178 Building $164,091 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBURN serves 6,559 people · EPA ID IL0890300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon, Xfinity.
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