406 N Ham Ln, Lodi, CA 95242 Property Records

San Joaquin County property record for 406 N Ham Ln, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 875 sqft · built 1956
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on Record
Tax Bill	$584 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`037-024-130-000`

Property Details

APN / Parcel Number

Primary APN	`037-024-130-000`
Alternative APN	`037-024-13`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,800 sqft (0.133 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	037-024-13
Street Address	406 N HAM LN
City	LODI
State	CA
Zip	95242-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86
Legal Subdivision	BEL-AIR ESTATES
Legal Block	2
Legal Lot Number	86
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2008
Census Tract	4204

Owner

Source: San Joaquin County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 N HAM LN, LODI, CA 95242-2415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Nov 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage 0POINTLOAN.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 7, 1995
Transfer Doc	0000052499
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	406 N HAM LN, LODI, CA 95242-2415
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N HAM LN, LODI, CA 95242-2415

Mortgage

Document Number	0000135056
Date	Aug 12, 2021
Instrument	2021-135056

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	406 N HAM LN, LODI, CA 95242-2415
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N HAM LN, LODI, CA 95242-2415

Mortgage

Document Number	0000059671
Date	Apr 5, 2021
Instrument	2021-059671

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 19, 2018
Property Address	406 N HAM LN, LODI, CA 95242-2415
Document Number	0000126855
Map Reference	VOL 14 PG 21
Instrument Date	Nov 9, 2018
Instrument	2018-126855
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N HAM LN, LODI, CA 95242-2415

Mortgage

Document Number	0000126856
Date	Nov 19, 2018
Instrument	2018-126856

Lender

Name	0POINTLOAN.COM
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$584.00 (+4.47%) Homeowner's exemption	$59,516 (+4.04%) Land $14,704 Building $44,812
2023	$559.00 (+2.57%) Homeowner's exemption	$57,207 Land $14,134 Building $43,073	$331,380
2022	$545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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