406 N Forest St, Stover, MO 65078 Property Records

Morgan County property record for 406 N Forest St, Stover, MO 65078

Property Summary

Property TypeSingle Family Home
Details2,998 sqft · built 1951
Lot Size1.98 acres (86,249 sqft)
Owner2 Individual Names on Record
Last Sale$47,880 (Jan 2022)
Tax Bill$831 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-7.0-35-300-005-001.002

Property Details

APN / Parcel Number

Primary APN09-7.0-35-300-005-001.002

Interior

Building Area2,998 sqft Living Area
1st Floor Area1,404 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area86,249 sqft
Utility Building200 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address406 N FOREST ST
CitySTOVER
StateMO
Zip65078-0800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRT E 1/2 E 1/2 NW SW
Legal Range19
Legal Township43
Legal Section35
Legal SubdivisionSTOVER OUTLOTS
Legal Block3
JurisdictionMORGAN MO
Township / Civil DivisionHAW CREEK
Census Block Group3
Census Block3025
Census Tract470200

Owner

Source: Morgan County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 455, STOVER, MO 65078-0455
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2022 · Amount on Record
Deed SaleJan 19, 2022 · Amount on Record
Deed Document Number2022355
Last Transfer DateApr 14, 2022
Transfer Doc0000002043
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN MO
Property Address406 N FOREST ST, STOVER, MO 65078-0800
Transaction TypeMortgage
Record UpdatedSep 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202002046
DateMay 1, 2020
Instrument202002046
Lender
NameVERSAILLES BRANCH
TypeNon-Lending Institution
AddressVERSAILLES, MO 65084
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyMorgan County
MunicipalityStover City
Unified School DistrictMorgan County R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,970 (-) Land $2,356 Building $14,614$89,300 (-) Land $12,400 Building $76,900
2025$831.00 (+7.23%)$16,970 (+10.27%)
2024$89,300 (+10.25%) Land $12,400 Building $76,900
2023$775.00$15,390
2022$775.00 (+27.05%)$81,000 Land $11,000 Building $70,000
2011$610.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 53% of Missouri
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTOVER PWS
serves 1,094 people · EPA ID MO3010767
Water SourceGroundwater
Last State InspectionNov 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Co-Mo Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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