Escambia County property record for 406 N Coyle St, Pensacola, FL 32501
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 944 sqft · built 1908 |
| Lot Size | 0.065 acres (2,849 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Nov 1995) |
| Tax Bill | $484 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9010-030-080 |
| Primary APN | 00-0S-00-9010-030-080 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| Gross Area | 1,040 sqft |
| 1st Floor Area | 944 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,849 sqft (0.065 acres) |
| Lot Width | 30 ft Width |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 84 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 131733000 |
|---|---|
| Street Address | 406 N COYLE ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32501-3854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | W 95 FT OF LT 3 BEL NO BLK 80 BELMONT TRACT OR 3861 P 824 OR 7047 P 1441 OR 7047 P 1617 OR 7481 P 654 CA 95 |
| Legal Subdivision | BELMONT TRACT |
| Legal Block | 80 |
| Legal Lot Number | 3 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 100 |
406 N Coyle St is owned and occupied by two individuals who acquired it in February 2016.
Source: Escambia County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 N COYLE ST, PENSACOLA, FL 32501-3854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 1995 · Amount on File |
| Deed Sale | Nov 2, 1995 · Amount on File |
| Deed Book / Page | 3861 / 824 |
| Last Transfer Date | Feb 19, 2016 |
| Transfer Doc | 0074810654 |
| Record Updated | Jun 8, 2026 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,149 | $107,134 Land $38,475 Building $68,659 | |
| 2024 | $484.00 (+6.84%) | ||
| 2023 | $453.00 (+2.03%) Homeowner's exemption | $47,317 (+3%) | $102,843 (+7.23%) Land $38,475 Building $64,368 |
| 2022 | $444.00 Homeowner's exemption | $45,939 | $95,911 Land $38,475 Building $57,436 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 N Coyle St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (1978–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 406 N Coyle St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cox Communications.
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