406 N 5th St, Benld, IL 62009 Property Records

Macoupin County property record for 406 N 5th St, Benld, IL 62009

Property Summary

Property Type	Single Family Home
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$97,486 (Dec 2025)
Tax Bill	$774 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2025 Mortgage + 3 more
APN	`20-31-252-002`

Property Details

APN / Parcel Number

Primary APN	`20-31-252-002`
Alternative APN	`03-001-237-00`

Exterior

Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	406 N 5TH ST
City	BENLD
State	IL
Zip	62009-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 22 OP BENLD
Legal Subdivision	ORIGINAL PLAT OF CITY OF BENLD
Legal Block	22
Legal Lot Number	6
Jurisdiction	MACOUPIN IL
Township / Civil Division	CAHOKIA
Census Block Group	4
Census Block	4022
Census Tract	957000

Owner

Source: Macoupin County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4033 IL-159, BUNKER HILL, IL 62014
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Dec 16, 2025	Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 2, 2023	Deed of Trust, Mortgage BANK & TRUST CO
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK & TRUST CO
Feb 25, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	2025621492
Prior Transfer Date	Jul 21, 2018
Prior Transfer Doc	573770
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	406 N 5TH ST, BENLD, IL 62009-1320
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 ROUTE 159, BUNKER HILL, IL 62014-2347

Mortgage

Document Number	0000621494
Date	Dec 16, 2025
Instrument	621494

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	406 N 5TH ST, BENLD, IL 62009-1320
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 ROUTE 159, BUNKER HILL, IL 62014-2347

Mortgage

Document Number	0000621493
Date	Dec 16, 2025
Instrument	621493

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	406 N 5TH ST, BENLD, IL 62009-1320
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000607638
Date	Oct 2, 2023
Instrument	607638

Lender

Name	BANK & TRUST CO
Type	Bank
Address	LITCHFIELD, IL 62056

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Sep 27, 2043

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jun 27, 2019
Property Address	406 N 5TH ST, BENLD, IL 62009-1320
Document Number	576058
Instrument Date	Jun 21, 2019
Instrument	576058
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	COMMUNITY TITLE II LP

Transaction

Amount	Amount Recorded
Tax	$28.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 N 5TH ST, BENLD, IL 62009-1320

Mortgage

Document Number	576059
Date	Jun 27, 2019
Instrument	576059

Lender

Name	BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.87%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOUPIN IL
Recording Date	Feb 25, 2019
Property Address	406 N 5TH ST, BENLD, IL 62009-1320
Document Number	573770
Instrument Date	Jul 21, 2018
Instrument	573770
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20181 N HART LN, CENTRALIA, IL 62801-8571

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Benld City
County	Macoupin County
County Subdivision	Cahokia Township
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$774.00 (+4.03%)	$12,504 (+7%) Land $1,228 Building $11,276	$37,512 (+7%) Land $3,684 Building $33,828
2024	$744.00 (+4.2%)	$11,686 (+15.57%) Land $1,148 Building $10,538	$35,058 (+15.57%) Land $3,444 Building $31,614
2022	$714.00	$10,112 Land $993 Building $9,119	$30,336 Land $2,979 Building $27,357

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENLD serves 1,612 people · EPA ID IL1170050
Water Source	Purchased surface water from GILLESPIE
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Madison Communications Cable	1,000 / 150

May also be available: Nextlink, Verizon.

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