406 N 3rd St, Ozark, AR 72949 Property Records

Franklin County property record for 406 N 3rd St, Ozark, AR 72949

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1960
Owner	Individual Name on File
Last Sale	$32,000 (Jul 2020)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`009-01953-000`

Property Details

APN / Parcel Number

Primary APN	`009-01953-000`
Alternative APN	`17752`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Utility Area	135 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1960
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport
Carport Area	640 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	98 sqft
Patio Area	288 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	406 N 3RD ST
City	OZARK
State	AR
Zip	72949-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1: WEST PART OF LOTS 2, 3 AND 4 IN BLOCK 19 OF WALKER ADDITION TO THE TOWN OF OZARK DESCRIBED AS BEGINNING AT THE SOUTH
Legal Range	27
Legal Township	10
Legal Section	36
Legal Subdivision	WALKER ADDITION
Legal Tract	1
Legal Block	19
Legal Lot Number	2-4
Jurisdiction	FRANKLIN AR
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1019
Census Tract	950202

Owner

406 N 3rd St is owned and occupied by an individual who bought it in July 2020.

Source: Franklin County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	406 N 3RD ST, OZARK, AR 72949-2310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS
Jul 1, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Deed Document Number	2020R-001526
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	406 N 3RD ST, OZARK, AR 72949-2310
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N 3RD ST, OZARK, AR 72949-2310

Mortgage

Document Number	2023R000724
Date	Apr 3, 2023
Instrument	2023R-000724

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	OZARK, AR 72949

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	Jul 1, 2020
Property Address	406 N 3RD ST, OZARK, AR 72949-2310
Document Number	2020R001526
Instrument Date	Jun 30, 2020
Instrument	2020R-001526
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount on Record
Tax	$105.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14616 WINDS RD, 14616, OZARK, AR 72949-9493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13014 MIDDLE RIDGE RD, OZARK, AR 72949-3884

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Municipality	Ozark City
Unified School District	Ozark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$4,710 Land $1,000 Building $3,710
2023	Homeowner's exemption	$4,710 Land $1,000 Building $3,710	$23,550 Land $5,000 Building $18,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 N 3rd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK WATERWORKS serves 4,368 people · EPA ID AR0000201
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wave Rural Connect.

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