406 Munich Dr, Bismarck, ND 58504 Property Records

Burleigh County property record for 406 Munich Dr, Bismarck, ND 58504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,211 sqft · built 1990
Lot Size	0.314 acres (13,717 sqft)
Owner	Individual Name on File
Last Sale	$296,000 (Sep 2020)
Tax Bill	$1,861 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2024 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`1082-004-005`

Property Details

APN / Parcel Number

Primary APN	`1082-004-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
Basement Area	1,211 sqft
Finished Basement	1,000 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	French
Construction Type	Frame
Lot Area	13,717 sqft (0.314 acres)
Lot Dimensions	155 ft deep x 73 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	406 MUNICH DR
City	BISMARCK
State	ND
Zip	58504-7035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	WASHINGTON MEADOWS 2ND LOT 2
Legal Subdivision	WASHINGTON MEADOWS SECOND
Legal Block	4
Legal Lot Number	2
Jurisdiction	BURLEIGH ND
Township / Civil Division	BISMARCK
Census Block Group	3
Census Block	3030
Census Tract	10600

Owner

406 Munich Dr is owned and occupied by an individual who bought it in September 2020.

Source: Burleigh County records, as of March 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Jun 25, 2024	Deed of Trust, Mortgage · Line of Credit CAPITAL CU
Jun 29, 2005	Deed of Trust, Mortgage · Line of Credit STARION FINANCIAL
Mar 5, 2012	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Aug 24, 2015	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Jan 26, 2009	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Mar 5, 2012	Deed of Trust, Mortgage GATE CITY BANK
Mar 27, 2006	Deed of Trust, Mortgage GATE CITY BANK
Dec 10, 2025	Transfer on Death Deed, Transfer
Sep 24, 2020	Warranty Deed, Transfer · FHA Mortgage CAPITAL CU
Mar 22, 2006	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Mar 22, 2006 · Amount on File
Deed Document Number	0000909534
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	BISMARCK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000857787
Date	Jun 5, 2017
Instrument	857787

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000967422
Date	Jun 25, 2024
Instrument	967422

Lender

Name	CAPITAL CU
Type	Credit Union
Address	BISMARCK, ND 58501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000639307
Date	Jun 29, 2005
Instrument	639307

Lender

Name	STARION FINANCIAL
Type	Bank
Address	BISMARCK, ND 58501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 15, 2010

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000759523
Date	Mar 5, 2012
Instrument	759523

Lender

Name	GATE CITY BANK
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2032

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000828886
Date	Aug 24, 2015
Instrument	828886

Lender

Name	GATE CITY BANK
Type	Bank
Address	BISMARCK, ND 58503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2045

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000702001
Date	Jan 26, 2009
Instrument	702001

Lender

Name	GATE CITY BANK
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000759524
Date	Mar 5, 2012
Instrument	759524

Lender

Name	GATE CITY BANK
Address	BISMARCK, ND 58502

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2027

Interest

Rate Type	Adjustable Rate

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000652426
Date	Mar 27, 2006
Instrument	652426

Lender

Name	GATE CITY BANK
Type	Bank
Address	BISMARCK, ND 58502

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2036

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BURLEIGH ND
Recording Date	Dec 10, 2025
Property Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Document Number	0000985516
Map Reference	DOC 313233
Instrument Date	Dec 10, 2025
Instrument	985516
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3327 COUNTY ROAD 139A, MANDAN, ND 58554-8102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 MUNICH DR, BISMARCK, ND 58504-7035

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Sep 24, 2020
Property Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Document Number	0000909534
Instrument Date	Sep 24, 2020
Instrument	909534
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	QUALITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 MUNICH DR, BISMARCK, ND 58504-7035

Mortgage

Document Number	0000909535
Date	Sep 24, 2020
Instrument	909535

Lender

Name	CAPITAL CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Mar 22, 2006
Property Address	406 MUNICH DR, BISMARCK, ND 58504-7035
Document Number	0000652284
Instrument Date	Mar 21, 2006
Instrument	652284
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	BISMARCK TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 MUNICH DR, BISMARCK, ND 58504-7035

Mortgage

Document Number	0000652285
Date	Mar 22, 2006
Instrument	652285

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 406 Munich Dr was $1,861, down 38.5% from the year before.

Source: Burleigh County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	North Dakota
County	Burleigh County
Municipality	Bismarck City
Unified School District	Bismarck Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,861.00 (-38.46%)	$152,700 (+5.46%) Land $40,000 Building $112,700	$305,400 (+5.46%) Land $80,000 Building $225,400
2024	$3,024.00 (-16.05%)	$144,800 (-) Land $37,000 Building $107,800	$289,600 (-) Land $74,000 Building $215,600
2023	$3,602.00	$144,800 Land $37,000 Building $107,800	$289,600 Land $74,000 Building $215,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Munich Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 127 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	218 (1978–2019)
Claims Outside the SFHA	84 of 218
Most Recent Claim	Oct 2019 · other causes
Claims by Event	Flooding, Jul 2011 · 155 claims Severe Storms And Flooding, Apr 2009 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Munich Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BISMARCK serves 72,417 people · EPA ID ND0800080
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000