Lincoln County property record for 406 Mull Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1950 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (May 2022) |
| Tax Bill | $1,792 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3634-54-1472 |
| Primary APN | 3634-54-1472 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 15,290 sqft (0.351 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Storage Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 290535 |
|---|---|
| Street Address | 406 MULL RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-8382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | #1 LOT D COX & J MCFARLIN |
| Legal Subdivision | DAVID COX & JEFFERY MCFARLIN |
| Legal Lot Number | D |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 70201 |
Source: Lincoln County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 MULL RD, LINCOLNTON, NC 28092-8382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2022 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Feb 28, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on Record |
| Deed Sale | May 5, 2022 · Amount on Record |
| Prior Sale | Dec 9, 2016 · Amount on Record |
| Deed Document Number | 2022651743 |
| Deed Book / Page | 3162 / 209 |
| Prior Transfer Date | Apr 6, 2007 |
| Prior Transfer Doc | 0000007432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 5, 2022 |
| Property Address | 406 MULL RD, LINCOLNTON, NC 28092-8382 |
| Document Number | 0003162209 |
| Book / Page | 3162 / 209 |
| Map Reference | MB 11 PG 487 |
| Instrument Date | May 4, 2022 |
| Instrument | 651743 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1350 W NC 10 HWY, 1350, NEWTON, NC 28658-4359 |
| Name | Verified Name |
|---|---|
| Address | 406 MULL RD, LINCOLNTON, NC 28092-8382 |
| Document Number | 0000651744 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 651744 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 406 MULL RD, LINCOLNTON, NC 28092-8382 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1350 WEST C STREEN, NEWTON, NC 28658-4388 |
| Document Number | 0003140900 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 3140/900 |
| Instrument | 648198 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,792.00 (+1.13%) | $165,410 (-) Land $24,014 Building $141,396 | $165,410 (-) Land $24,014 Building $141,396 |
| 2023 | $1,772.00 | $165,410 Land $24,014 Building $141,396 | $165,410 Land $24,014 Building $141,396 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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