406 Mount Carmel Rd, Dierks, AR 71833 Property Records

Howard County property record for 406 Mount Carmel Rd, Dierks, AR 71833

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,032 sqft · built 1979
Lot Size	3.16 acres (137,650 sqft)
Owner	Individual Name on File
Tax Bill	$676 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-02186-0000`

Property Details

APN / Parcel Number

Primary APN	`001-02186-0000`
Alternative APNs	`3265.0` `3265`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Flooring	Carpet

Exterior

Year Built	Built 1979
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	137,650 sqft (3.16 acres)
Garage Type	Mixed
Garage Area	1,088 sqft
Carport	Carport
Carport Area	216 sqft
Driveway	Driveway
Driveway Area	320 sqft
Porch	Open Porch
Porch Area	96 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3265.0
Old Parcel Number	001-02186-0000
Street Address	406 MOUNT CARMEL RD
City	DIERKS
State	AR
Zip	71833-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W3.16AC FRL S1/2 SWSW (3.16AC)
Legal Range	28
Legal Township	08
Legal Section	30
Jurisdiction	HOWARD AR
Township / Civil Division	CENTER POINT
Census Block Group	4
Census Block	4120
Census Tract	950100

Owner

406 Mount Carmel Rd is owned and occupied by an individual who acquired it in June 2025.

Source: Howard County records, as of November 3, 2025

Owner of Record	Individual Name on File
Mailing Address	410 MOUNT CARMEL RD, DIERKS, AR 71833-9516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 30, 2025
Transfer Doc	R202501091
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD AR
Property Address	406 MOUNT CARMEL RD, DIERKS, AR 71833-9516
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 MOUNT CARMEL RD, DIERKS, AR 71833-9516

Mortgage

Document Number	R202502016
Date	Dec 2, 2025
Instrument	R2025-02016

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2045

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD AR
Property Address	406 MOUNT CARMEL RD, DIERKS, AR 71833-9516
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/00551
Date	Apr 4, 2019
Book Page	2019/00551

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 406 Mount Carmel Rd was $676 with a homeowner's exemption.

Source: Howard County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Howard County
Unified School District	Dierks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$676.00 Homeowner's exemption	$18,570 Land $1,740 Building $16,830
2024			$92,850 (+36.04%) Land $8,700 Building $84,150
2023	$643.00 Homeowner's exemption	$13,650 Land $1,390 Building $12,260	$68,250 Land $6,950 Building $61,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Mount Carmel Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NASHVILLE RURAL WATER AUTHORITY private · serves 7,291 people · EPA ID AR0000805
Water Source	Purchased surface water from NASHVILLE WATERWORKS
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Premier Broadband Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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