406 Moray Dr, Princeton, TX 75407 Property Records

Collin County property record for 406 Moray Dr, Princeton, TX 75407

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,039 sqft · built 2021
Lot Size	0.119 acres (5,192 sqft)
Owner	Individual Name on File
Last Sale	$269,563 (May 2022)
Tax Bill	$3,941 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R-12379-0AA-0200-1`

Property Details

APN / Parcel Number

Primary APN	`R-12379-0AA-0200-1`
Alternative APNs	`000002843385` `2843385`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,039 sqft Living Area
Gross Area	1,495 sqft
1st Floor Area	1,039 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Lot Area	5,192 sqft (0.119 acres)
Garage Type	Attached
Garage Area	391 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 MORAY DR
City	PRINCETON
State	TX
Zip	75407-5685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGEWATER PHASE 3B, BLK AA, LOT 20
Legal Subdivision	BRIDGEWATER PHASE 3B (GCN)
Legal Block	AA
Legal Lot Number	20
Jurisdiction	COLLIN TX
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2007
Census Tract	31008

Owner

406 Moray Dr is owned and occupied by an individual who bought it in May 2022.

Source: Collin County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	406 MORAY DR, PRINCETON, TX 75407-5685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA
May 23, 2022	Intrafamily Transfer, Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on File
Deed Sale	May 23, 2022 · Amount on File
Deed Document Number	202281969
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	0000081968
Record Updated	Oct 29, 2026

May 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	May 23, 2022
Property Address	406 MORAY DR, PRINCETON, TX 75407-5685
Document Number	0000081969
Map Reference	FILE 2021-301
Instrument Date	May 20, 2022
Instrument	20220523000081969
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 4, 2023
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 MORAY DR, PRINCETON, TX 75407-5685

Mortgage

Document Number	0000081970
Date	May 23, 2022
Instrument	20220523000081970

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	May 23, 2022
Property Address	406 MORAY DR, PRINCETON, TX 75407-5685
Document Number	0000081968
Map Reference	FILE 2021-301
Instrument Date	May 20, 2022
Instrument	20220523000081968
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 MARKET PL STE 100, 100, IRVING, TX 75063-8050

Tax Assessment & Valuation

The 2025 property tax bill for 406 Moray Dr was $3,941 with a homeowner's exemption, down 13.8% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	Princeton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,941.00 (-13.82%) Homeowner's exemption	$233,301 Land $105,000 Building $128,301	$233,301 Land $105,000 Building $128,301
2024	$4,573.00
2023		$229,625 Land $105,000 Building $124,625	$229,625 Land $105,000 Building $124,625
2022	$1,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Moray Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Moray Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CULLEOKA WSC serves 24,615 people · EPA ID TX0430030
Water Source	Purchased surface water from CITY OF PRINCETON
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Element8.

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