406 Monroe St, Chillicothe, MO 64601 Property Records

Livingston County property record for 406 Monroe St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1950
Lot Size	0.135 acres (5,881 sqft)
Owner	Company Name on Record
Last Sale	$834,800 (Apr 2023)
Tax Bill	$649 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-07.00-36-3-38-15.00`

Property Details

APN / Parcel Number

Primary APN	`06-07.00-36-3-38-15.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	98 ft deep x 60 ft wide
Deck Area	98 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 MONROE ST
City	CHILLICOTHE
State	MO
Zip	64601-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 36 TOWNSHIP 58 RANGE 24 LEGAL BEG. 56 N OF SE COR OF N 56 W 98 S 56 E 98 TO BEG. BLK. 46
Legal Range	24
Legal Township	58
Legal Section	36
Legal Subdivision	KIMBALL AND ELLIS SUBDIVISION
Legal Block	46
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	2
Census Block	2025
Census Tract	480400

Owner

Source: Livingston County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 316, UTICA, MO 64686-0316
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Feb 13, 2020	Special Warranty Deed, Transfer CHILLICOTHE STATE BANK
Jan 23, 2017	Warranty Deed, Transfer · Line of Credit CHILLICOTHE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Feb 13, 2020 · Amount on Record
Deed Document Number	2023646
Deed Book / Page	743 / 415
Prior Transfer Date	Apr 13, 2023
Prior Transfer Doc	0000000646
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	406 MONROE ST, CHILLICOTHE, MO 64601-2117
Transaction Type	Mortgage
Record Updated	Nov 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000743/422
Date	Apr 17, 2023
Book Page	743/422
Instrument	20230647

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Feb 13, 2020
Property Address	406 MONROE ST, CHILLICOTHE, MO 64601-2117
Document Number	000706/185
Book / Page	706 / 185
Instrument Date	Feb 10, 2020
Instrument	20200219
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 WASHINGTON ST, CHILLICOTHE, MO 64601-2251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 316, UTICA, MO 64686-0316
Investor	Possibly a Property Investor

Mortgage

Document Number	000706/187
Date	Feb 13, 2020
Book Page	706/187
Instrument	20200220

Lender

Name	CHILLICOTHE STATE BANK
Type	Bank
Address	CHILLICOTHE, MO 64601

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Dec 31, 2020

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Jan 23, 2017
Property Address	406 MONROE ST, CHILLICOTHE, MO 64601-2117
Document Number	000678/378
Book / Page	678 / 378
Instrument Date	Jan 12, 2017
Instrument	20170086
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 WASHINGTON ST, 600, CHILLICOTHE, MO 64601-2251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 MONROE ST, CHILLICOTHE, MO 64601-2117

Mortgage

Document Number	0020170087
Date	Jan 23, 2017
Instrument	20170087

Lender

Name	CHILLICOTHE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jan 6, 2024

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$649.00 (-34.25%)	$9,150 (+2.58%) Land $960 Building $8,190	$48,120 (+2.51%) Land $5,040 Building $43,080
2024	$987.00	$8,920 (-) Land $960 Building $7,960
2023		$8,920 Land $960 Building $7,960	$46,940 Land $5,040 Building $41,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Green Hills Technologies, T-Mobile, Verizon.

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