406 Mill Neck Rd, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 406 Mill Neck Rd, Williamsburg, VA 23185

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,624 sqft · built 1958
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Tax Bill$4,379 (2025)
Deeds & MortgagesOct 2020 Refinance
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN552-(04)-00-041

Property Details

APN / Parcel Number

Primary APN552-(04)-00-041
Alternative APN
  • 2208.373.533

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,624 sqft Living Area
FlooringCarpet
Interior WallsPlaster
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Exterior MaterialBrick
Foundation TypeBrick
Roof MaterialShingle
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address406 MILL NECK RD
CityWILLIAMSBURG
StateVA
Zip23185-3424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1 (SINGLE-FAMILY DWELL
Legal DescriptionRICHNECK HEIGHTS SEC A LOT 41
Legal SubdivisionRICHNECK HEIGHTS
Legal Lot Number41
JurisdictionWILLIAMSBURG CITY VA
Township / Civil DivisionWILLIAMSBURG
Census Block Group3
Census Block3011
Census Tract370100

Owner

Source: Williamsburg City records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address406 MILL NECK RD, WILLIAMSBURG, VA 23185-3424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHPOINTE BANK
Oct 15, 2020Intrafamily Transfer, Transfer
BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 15, 2020
Transfer Doc0000204466
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSBURG CITY VA
Property Address406 MILL NECK RD, WILLIAMSBURG, VA 23185-3424
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000204465
DateOct 15, 2020
Instrument204465
Lender
NameNORTHPOINTE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWILLIAMSBURG CITY VA
Recording DateOct 15, 2020
Property Address406 MILL NECK RD, WILLIAMSBURG, VA 23185-3424
Document Number0000204466
Instrument DateOct 9, 2020
Instrument204466
Transaction TypeTransfer
Record UpdatedDec 15, 2022
Title CompanyBARRISTERS OF OHIO, BARRISTERS OF VIRGINIA

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 MILL NECK RD, WILLIAMSBURG, VA 23185-3424

Tax Assessment & Valuation

Source: Williamsburg City assessment roll, as of June 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWilliamsburg City
Unified School DistrictWilliamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,379.00 (+9.61%)$706,300 (+9.61%) Land $127,200 Building $579,100$706,300 (+9.61%) Land $127,200 Building $579,100
2023$3,995.00$644,400 Land $127,200 Building $517,200$644,400 Land $127,200 Building $517,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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