406 Michael St, Springdale, AR 72764 Property Records

Washington County property record for 406 Michael St, Springdale, AR 72764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1965
Lot Size	0.211 acres (9,221 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2025)
Tax Bill	$792 (2025)
Deeds & Mortgages	Oct 2012 Mortgage Oct 2006 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`815-23520-000`

Property Details

APN / Parcel Number

Primary APN	`815-23520-000`
Alternative APNs	`495707.0` `69243`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	760 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	9,221 sqft (0.211 acres)
Garage Type	Mixed
Garage Area	350 sqft
Driveway	Concrete Driveway
Driveway Area	260 sqft

Exterior Amenities

Pool Area	312 sqft
Porch	Slab
Porch Area	630 sqft
Utility Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 MICHAEL ST
City	SPRINGDALE
State	AR
Zip	72764-5256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	17
Legal Section	02
Legal Subdivision	MICHAEL ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	WASHINGTON AR
Township / Civil Division	SPRINGDALE
Census Block Group	1
Census Block	1013
Census Tract	10402

Owner

Source: Washington County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 MICHAEL ST, SPRINGDALE, AR 72764-5256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Oct 26, 2006	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 28, 2025	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Dec 5, 2006 · Amount on File
Deed Document Number	202529775
Transfer Doc	0097067446
Record Updated	Oct 29, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	406 MICHAEL ST, SPRINGDALE, AR 72764-5256
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200032640
Date	Oct 26, 2012
Instrument	2012-00032640

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2042

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	406 MICHAEL ST, SPRINGDALE, AR 72764-5256
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600043915
Date	Oct 26, 2006
Instrument	2006-00043915

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 3, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Oct 28, 2025
Property Address	406 MICHAEL ST, SPRINGDALE, AR 72764-5256
Document Number	0202529775
Instrument Date	Oct 21, 2025
Instrument	2025-29775
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	NATURAL STATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 MICHAEL ST, SPRINGDALE, AR 72764-5256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 MICHAEL ST, SPRINGDALE, AR 72764-5256

Mortgage

Document Number	0202529776
Date	Oct 28, 2025
Instrument	2025-29776

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Washington County
Municipality	Springdale City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,900 (-) Land $14,000 Building $32,900	$234,500 (-) Land $70,000 Building $164,500
2025	$792.00 (-9.07%) Homeowner's exemption	$46,900 (-) Land $14,000 Building $32,900
2023	$871.00 Homeowner's exemption	$46,900 Land $14,000 Building $32,900	$234,500 Land $70,000 Building $164,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Brightspeed, OzarksGo.

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