406 Meredith Rd, Albert Lea, MN 56007 Property Records

Freeborn County property record for 406 Meredith Rd, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,521 sqft · built 1969
Lot Size	0.38 acres (16,625 sqft)
Owner	Individual Name on Record
Tax Bill	$4,050 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.135.4100`

Property Details

APN / Parcel Number

Primary APN	`34.135.4100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,526 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,625 sqft (0.38 acres)
Lot Dimensions	125 ft deep x 133 ft wide
Garage Type	Attached
Garage Area	455 sqft
Deck Area	902 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 MEREDITH RD
City	ALBERT LEA
State	MN
Zip	56007-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHORELAND HEIGHTS LOT 6 BLK 26 SHORELAND HEIGHTS
Legal Subdivision	SHORELAND HEIGHTS
Legal Block	26
Legal Lot Number	6
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2027
Census Tract	180400

Owner

Source: Freeborn County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 MEREDITH RD, ALBERT LEA, MN 56007-1434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	406 MEREDITH RD, ALBERT LEA, MN 56007-1434
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T116730
Date	Nov 9, 2020
Instrument	T116730

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	406 MEREDITH RD, ALBERT LEA, MN 56007-1434
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T115668
Date	Sep 28, 2018
Instrument	T115668

Lender

Name	CITIZENS COMMUNITY BANK
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 27, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,800 (+37.05%) Land $37,200 Building $277,600	$314,800 (+37.05%) Land $37,200 Building $277,600
2025	$4,050.00 (+17.66%)
2023	$3,442.00 (+16.36%) Homeowner's exemption	$229,700 Land $37,200 Building $192,500	$229,700 Land $37,200 Building $192,500
2020	$2,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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