St. Clair County property record for 406 Memphis Ridge Rd, Memphis, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1965 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $66,500 (Nov 2009) |
| Tax Bill | $1,499 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-035-2013-000 |
| Primary APN | 74-29-035-2013-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Dimensions | 641 ft deep x 322 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 406 MEMPHIS RIDGE RD |
|---|---|
| City | MEMPHIS |
| State | MI |
| Zip | 48041-4452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | S 322.7 FT OF W 1/2 OF NW 1/4 OF NE 1/4 5 A SEC 35 T6N R14E |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 35 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 658500 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 MEMPHIS RIDGE RD, MEMPHIS, MI 48041-4452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2009 · Amount on Record |
| Deed Sale | Nov 20, 2009 · Amount on Record |
| Prior Sale | Aug 7, 2009 · Amount on Record |
| Deed Document Number | 200925630 |
| Deed Book / Page | 4001 / 734 |
| Last Transfer Date | Sep 7, 2021 |
| Transfer Doc | 0005421472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 15, 2021 |
| Property Address | 406 MEMPHIS RIDGE RD, MEMPHIS, MI 48041-4452 |
| Document Number | 0005421472 |
| Book / Page | 5421 / 472 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2021026402 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 MEMPHIS RIDGE RD, MEMPHIS, MI 48041-4452 |
| Document Number | 2021026403 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021026403 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Memphis Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,900 (+7.82%) | $173,800 (+7.82%) | |
| 2025 | $1,499.00 (+2.67%) Homeowner's exemption | $80,600 (+19.58%) | |
| 2024 | $1,460.00 (+8.87%) | $161,200 (+19.58%) | |
| 2023 | $67,400 | ||
| 2022 | $1,341.00 | $134,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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