406 McDowell St, Bristol, TN 37620 Property Records

Sullivan County property record for 406 McDowell St, Bristol, TN 37620

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1972
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on File
Tax Bill	$463 (2022)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`082021A E 02100`

Property Details

APN / Parcel Number

Primary APN	`082021A E 02100`
Alternative APN	`021A E 02100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1997
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	125 ft deep x 57 ft wide
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 MCDOWELL ST
City	BRISTOL
State	TN
Zip	37620-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 17, COUNTY AREA: A30
Jurisdiction	SULLIVAN TN
Township / Civil Division	2
Census Block Group	2
Census Block	2010
Census Tract	42802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fairmount Neighborhood Historic District listed 2010 · 407 contributing resources · NRIS 10000510

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

406 McDowell St is owned by two individuals who acquired it in May 1999.

Source: Sullivan County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	353 MONROE PVT DR, BRISTOL, TN 37620
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 1999
Deed Sale	May 9, 1999
Deed Document Number	0000452522
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	406 MCDOWELL ST, BRISTOL, TN 37620-2454
Document Number	33511976
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 QUAIL RUN BRISTOL TN 376205721, BRISTOL, TN 37620-5721

Mortgage

Document Number	33511976
Date	Sep 27, 2019
Book Page	003351/001976
Instrument	19017876

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 26, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sullivan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Bristol City
County	Sullivan County
Unified School District	Bristol City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,625 Land $2,325 Building $32,300	$138,500 Land $9,300 Building $129,200
2023		$19,225 (-) Land $1,075 Building $18,150
2022	$463.00	$19,225 Land $1,075 Building $18,150
2021			$76,900 Land $4,300 Building $72,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 McDowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 McDowell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL DEPT OF UTILITIES serves 37,648 people · EPA ID TN0000073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Brightspeed, Bristol Tennessee Essential Services, Verizon.